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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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4 Effective Ways to Prevent Loss and Damage of Your Engagement Ring

Q Report Team

Updated on March 18, 2025
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Broken diamond engagement ringWe have seen rings which were caught in the car door (the ring saved her finger but the diamond was chipped), dropped in the driveway and run over so that the ring was mangled but the diamond was fine, and one unfortunate lady who tripped at the pool, smashed her ring against a tile, broke a claw and lost the diamond!

There are some incredible stories out there of people who have lost and found their ring many years later. Unfortunately these are the exception rather than the rule.

Here some practical and effective measures you can take to keep your engagement ring safe from loss and damage:

1. Keep your engagement ring in a safe location when you remove it. Don’t leave it next to the sink where it could fall down the drain. Even in your pocket it could end up in the washing machine or fall out as you stand up or lean forward.

Never leave your ring highly visible so that if someone looked in the window they could see it, or on a bedside table if you are going out. It’s far safer under your pillow than on the bedside table in clear view.

Store it in a jewellery box as an individual piece, don’t store it with other items of diamond jewellery – diamonds are the hardest natural known substance, but do you know what can scratch diamonds? That’s right, other diamonds.

When leaving your home, remember: a locked door is no guarantee. Safes provide a second level of protection.

2. Avoid wearing your engagement ring in risky situations. Gardening, playing sports and any kind of manual labour are all risky times to wear your ring. You could damage the setting or even chip and crack the diamond itself. Also be very careful when using chemicals to clean or when swimming in a chlorinated pool. Many household chemicals, even vinegar and bleach, can discolour and weaken the structure of certain gems and precious metals. Harsh chemicals often stain jewellery, especially white gold, and you’ll need a jeweller to polish this off.

Jewellery Box Thief3. Be aware and protect your ring from theft at all times, especially while travelling. Be wary of putting jewellery in checked baggage, always try to keep it on you in a little pouch either around your neck or perhaps a type of money belt. Click here for more information about travelling safely with jewellery.

If you use a hotel safe, double check that you’ve actually locked it when you close the door. You may be surprised to know that many people put their ring in the safe but don’t lock the door! If there is no safe and you can’t take it with you, place it in an outer zip pocket of your luggage, in a corner section as deep as possible. A thief will probably search the larger inner section of your bag because they’re in a hurry, so it’s not as likely they would anticipate you hiding it in a outer pocket.

When walking the street in places you do not feel 100% safe, turn your ring upside down so the stone is hidden in your palm. If they don’t see bright and shiny stones, you’re less of a target.

Carry your handbag across your chest, and keep wallets and precious items in your front pockets. Never use back pockets, you’re making it far too easy for the pick-pockets.

4. Insurance is vital. The small price to pay for peace of mind is worth every cent. But not all insurance is created equal – home and contents insurance may leave you extremely disappointed.

The pain of losing your newly acquired possession or having it severely damaged is not worth the risk. Give us a call on 1300 882 018 to ask about Q Report Jewellery Insurance.

Mysterious Disappearance Coverage

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Broken diamond engagement ringWe have seen rings which were caught in the car door (the ring saved her finger but the diamond was chipped), dropped in the driveway and run over so that the ring was mangled but the diamond was fine, and one unfortunate lady who tripped at the pool, smashed her ring against a tile, broke a claw and lost the diamond!

There are some incredible stories out there of people who have lost and found their ring many years later. Unfortunately these are the exception rather than the rule.

Here some practical and effective measures you can take to keep your engagement ring safe from loss and damage:

1. Keep your engagement ring in a safe location when you remove it. Don’t leave it next to the sink where it could fall down the drain. Even in your pocket it could end up in the washing machine or fall out as you stand up or lean forward.

Never leave your ring highly visible so that if someone looked in the window they could see it, or on a bedside table if you are going out. It’s far safer under your pillow than on the bedside table in clear view.

Store it in a jewellery box as an individual piece, don’t store it with other items of diamond jewellery – diamonds are the hardest natural known substance, but do you know what can scratch diamonds? That’s right, other diamonds.

When leaving your home, remember: a locked door is no guarantee. Safes provide a second level of protection.

2. Avoid wearing your engagement ring in risky situations. Gardening, playing sports and any kind of manual labour are all risky times to wear your ring. You could damage the setting or even chip and crack the diamond itself. Also be very careful when using chemicals to clean or when swimming in a chlorinated pool. Many household chemicals, even vinegar and bleach, can discolour and weaken the structure of certain gems and precious metals. Harsh chemicals often stain jewellery, especially white gold, and you’ll need a jeweller to polish this off.

Jewellery Box Thief3. Be aware and protect your ring from theft at all times, especially while travelling. Be wary of putting jewellery in checked baggage, always try to keep it on you in a little pouch either around your neck or perhaps a type of money belt. Click here for more information about travelling safely with jewellery.

If you use a hotel safe, double check that you’ve actually locked it when you close the door. You may be surprised to know that many people put their ring in the safe but don’t lock the door! If there is no safe and you can’t take it with you, place it in an outer zip pocket of your luggage, in a corner section as deep as possible. A thief will probably search the larger inner section of your bag because they’re in a hurry, so it’s not as likely they would anticipate you hiding it in a outer pocket.

When walking the street in places you do not feel 100% safe, turn your ring upside down so the stone is hidden in your palm. If they don’t see bright and shiny stones, you’re less of a target.

Carry your handbag across your chest, and keep wallets and precious items in your front pockets. Never use back pockets, you’re making it far too easy for the pick-pockets.

4. Insurance is vital. The small price to pay for peace of mind is worth every cent. But not all insurance is created equal – home and contents insurance may leave you extremely disappointed.

The pain of losing your newly acquired possession or having it severely damaged is not worth the risk. Give us a call on 1300 882 018 to ask about Q Report Jewellery Insurance.

Mysterious Disappearance Coverage

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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