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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

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Choosing a Birthstone for an Engagement Ring

Q Report Team

Updated on March 20, 2025
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Adding or choosing a birthstone for an engagement ring is a unique way to add a touch of personalisation to the gift of forever. Birthstones are gems representing a person's birth period - usually their birth month or zodiac sign. Birthstones and their superstitions can be traced back to early Eastern and Western religions spanning centuries of tradition and culture. 

It’s important to note that all gemstones rank differently on the Mohs Hardness Scale, meaning that some stones are more susceptible to wear and tear than others. This blog will look at different birthstones and whether they’d be a good fit for an engagement ring. 

What is the Mohs Hardness Scale?

The Mohs Hardness Scale is named after Friedrich Mohs, a mineralogist who developed the scale to help determine each mineral's relative hardness and resistance to scratches. 

There is a reason they say that ‘diamonds are forever.’ It’s because they are one of the toughest minerals on Earth; they are great for engagement rings, making them the most sought after by jewellery lovers and future fiancés alike. 

Other gemstones rank all across the Mohs scale, and it’s important to know exactly where they sit, so you can make the most informed decision when picking your engagement ring. 10 is the highest and strongest rating on the Mohs Hardness Scale. Remember, the higher the number, the stronger the mineral.

What Are the Birthstones and Their Meanings?

Each birthstone represents a different month and, according to some cultures, are thought to hold powers, charm and meaning. 

Read about the gemstones and their meanings below. 

January - Garnet

January - Garnet

Garnet stones are a beautiful deep red colour and symbolise protection. Travellers wore them on their journeys to keep them safe from any perils they may have faced. The name garnet comes from the Latin word ‘seed’ because of its likeness to a pomegranate seed.  

6.5 - 7.5 on the Mohs Hardness Scale

February - Amethyst 

February - Amethyst 

Amethysts are known for their vibrant purple hues and are used in spiritual rituals for healing and protection. They were the favourite stone of King Edward VII’s wife and were only allowed to be worn by people of nobility and royalty. These days they are a very common and beloved gemstone.

7 on the Mohs Hardness Scale

March - Aquamarine and Bloodstone

 March - Aquamarine and Bloodstone

Aquamarine gets its name from the endless sea-blue colour that has made them sought after for centuries. The deeper the blue, the more valuable, as blue is the least naturally occurring colour in nature. In ancient times, sailors used to sleep with Aquamarine under their pillows to ensure that the seas below them stayed calm during their long journeys. 

Aquamarine: 7 - 8 on the Mohs Hardness Scale

April - Diamond 

​​April - Diamond 

Diamonds are the classic symbol of forever love but were also worn by influential leaders to bring strength and fortitude. Diamonds are one of the strongest minerals on Earth. 

10 on the Mohs Hardness Scale. 

May - Emerald 

Emerald

May’s birthstone was Cleopatra’s favourite. The ancient Egyptians believed that Emeralds would bring eternal life to the wearer. Emeralds also symbolise nature and rebirth. Their gorgeous green hues help brighten up any piece of jewellery. 

7.5 - 8 on the Mohs Hardness Scale. 

June - Pearl and Moonstone

June - Pearl and Moonstone

Pearls are the only gemstones that come from living organisms - oysters, mussels and clams. These truly unique gemstones represent purity, femininity and peace. The ancient Greeks believed that pearls were the hardened tears of Aphrodite, the Goddess of Love. 

June’s second gemstone is the Moonstone, used in ancient spirituality for clarity and peace. It got its name from its likeliness to the moon.

Pearl: 2.5 on the Mohs Hardness Scale

Moonstone: 6 - 6.5 on the Mohs Hardness Scale

July - Ruby 

Ruby ring

Ruby and Sapphires are made from the same minerals; the only thing that separates them is their polarising colours. Rubies are a brilliant red and were known in the Hindu religion as ‘the king of precious stones' and were worn by noblemen and spiritual leaders to ward off evil. Today, most people associate their hue with passion and love. 

9 on the Mohs Hardness Scale

August - Peridot 

peridot ring

This unusual green gemstone is thought to bring strength and peace. This mineral is made deep inside the Earth’s crust and is brought to the surface through volcanic activity. Peridot has also been found on meteorites that have crashed into the Earth. Peridot is said to benefit the wearers born in August; any other wearers won’t reap its charm. 

6.5 - 7 on the Mohs Hardness Scale 

September - Sapphire 

sapphire gem

These brilliant blue gemstones share the characteristics of the Ruby, but their deep blue hues make them a truly unique gem. Sapphire’s used to be associated with royalty and was worn to help protect from negative energies and to help calm the mind from unwanted thoughts. 

9 on the Mohs Hardness Scale. 

October - Opal

​​opal rings

Opals are unique gemstones in that they can exude an array of colours. Opals diffract (splits) light inside the stone, which gives them their rainbow hues. Opals are said to bring hope and good luck and exude purity onto the wearer. 


5 - 6 on the Mohs Hardness Scale

November - Topaz

topaz ring

Topaz come in a range of colours, the rarest being the ‘Imperial Topaz’, which comes in hues of yellow, gold, orange and pink. The most common Topaz colours are clear and blue. 

Topaz is a rejuvenating stone used for meditation and restoration in Feng Shui.  

8 on the Mohs Hardness Scale 

December - Turquoise 

turquoise ring

Turquoise is a beautiful greeny-blue gemstone that represents tranquillity and wisdom. Many ancient traditions believed this gemstone held a profound power of protection, making it a prized possession worldwide. 

5 - 6 on the Mohs Hardness Scale

Overall

In short, there are many beautiful birthstones, but they are not all created equal. Opal might be your favourite, but it ranks lower on the Mohs Hardness Scale, making it more likely to scratch and damage. 

Engagement rings are usually worn for decades, which is why the diamond reigns king. But diamonds aren’t the only choice! If you want to include a birthstone in an engagement ring, be sure to consider the hardness of the stone. 

 

In Need of Jewellery Insurance?

Luckily, with Q Report, you can feel safe knowing that your valuable jewellery is always protected. No matter the stone or piece, we’ve got you covered. 

Click here to get an instant quote or give us a call on 1300 882 018. We are always happy to help. 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
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Jewellery Insurance

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play-audio
Listen to article
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Adding or choosing a birthstone for an engagement ring is a unique way to add a touch of personalisation to the gift of forever. Birthstones are gems representing a person's birth period - usually their birth month or zodiac sign. Birthstones and their superstitions can be traced back to early Eastern and Western religions spanning centuries of tradition and culture. 

It’s important to note that all gemstones rank differently on the Mohs Hardness Scale, meaning that some stones are more susceptible to wear and tear than others. This blog will look at different birthstones and whether they’d be a good fit for an engagement ring. 

What is the Mohs Hardness Scale?

The Mohs Hardness Scale is named after Friedrich Mohs, a mineralogist who developed the scale to help determine each mineral's relative hardness and resistance to scratches. 

There is a reason they say that ‘diamonds are forever.’ It’s because they are one of the toughest minerals on Earth; they are great for engagement rings, making them the most sought after by jewellery lovers and future fiancés alike. 

Other gemstones rank all across the Mohs scale, and it’s important to know exactly where they sit, so you can make the most informed decision when picking your engagement ring. 10 is the highest and strongest rating on the Mohs Hardness Scale. Remember, the higher the number, the stronger the mineral.

What Are the Birthstones and Their Meanings?

Each birthstone represents a different month and, according to some cultures, are thought to hold powers, charm and meaning. 

Read about the gemstones and their meanings below. 

January - Garnet

January - Garnet

Garnet stones are a beautiful deep red colour and symbolise protection. Travellers wore them on their journeys to keep them safe from any perils they may have faced. The name garnet comes from the Latin word ‘seed’ because of its likeness to a pomegranate seed.  

6.5 - 7.5 on the Mohs Hardness Scale

February - Amethyst 

February - Amethyst 

Amethysts are known for their vibrant purple hues and are used in spiritual rituals for healing and protection. They were the favourite stone of King Edward VII’s wife and were only allowed to be worn by people of nobility and royalty. These days they are a very common and beloved gemstone.

7 on the Mohs Hardness Scale

March - Aquamarine and Bloodstone

 March - Aquamarine and Bloodstone

Aquamarine gets its name from the endless sea-blue colour that has made them sought after for centuries. The deeper the blue, the more valuable, as blue is the least naturally occurring colour in nature. In ancient times, sailors used to sleep with Aquamarine under their pillows to ensure that the seas below them stayed calm during their long journeys. 

Aquamarine: 7 - 8 on the Mohs Hardness Scale

April - Diamond 

​​April - Diamond 

Diamonds are the classic symbol of forever love but were also worn by influential leaders to bring strength and fortitude. Diamonds are one of the strongest minerals on Earth. 

10 on the Mohs Hardness Scale. 

May - Emerald 

Emerald

May’s birthstone was Cleopatra’s favourite. The ancient Egyptians believed that Emeralds would bring eternal life to the wearer. Emeralds also symbolise nature and rebirth. Their gorgeous green hues help brighten up any piece of jewellery. 

7.5 - 8 on the Mohs Hardness Scale. 

June - Pearl and Moonstone

June - Pearl and Moonstone

Pearls are the only gemstones that come from living organisms - oysters, mussels and clams. These truly unique gemstones represent purity, femininity and peace. The ancient Greeks believed that pearls were the hardened tears of Aphrodite, the Goddess of Love. 

June’s second gemstone is the Moonstone, used in ancient spirituality for clarity and peace. It got its name from its likeliness to the moon.

Pearl: 2.5 on the Mohs Hardness Scale

Moonstone: 6 - 6.5 on the Mohs Hardness Scale

July - Ruby 

Ruby ring

Ruby and Sapphires are made from the same minerals; the only thing that separates them is their polarising colours. Rubies are a brilliant red and were known in the Hindu religion as ‘the king of precious stones' and were worn by noblemen and spiritual leaders to ward off evil. Today, most people associate their hue with passion and love. 

9 on the Mohs Hardness Scale

August - Peridot 

peridot ring

This unusual green gemstone is thought to bring strength and peace. This mineral is made deep inside the Earth’s crust and is brought to the surface through volcanic activity. Peridot has also been found on meteorites that have crashed into the Earth. Peridot is said to benefit the wearers born in August; any other wearers won’t reap its charm. 

6.5 - 7 on the Mohs Hardness Scale 

September - Sapphire 

sapphire gem

These brilliant blue gemstones share the characteristics of the Ruby, but their deep blue hues make them a truly unique gem. Sapphire’s used to be associated with royalty and was worn to help protect from negative energies and to help calm the mind from unwanted thoughts. 

9 on the Mohs Hardness Scale. 

October - Opal

​​opal rings

Opals are unique gemstones in that they can exude an array of colours. Opals diffract (splits) light inside the stone, which gives them their rainbow hues. Opals are said to bring hope and good luck and exude purity onto the wearer. 


5 - 6 on the Mohs Hardness Scale

November - Topaz

topaz ring

Topaz come in a range of colours, the rarest being the ‘Imperial Topaz’, which comes in hues of yellow, gold, orange and pink. The most common Topaz colours are clear and blue. 

Topaz is a rejuvenating stone used for meditation and restoration in Feng Shui.  

8 on the Mohs Hardness Scale 

December - Turquoise 

turquoise ring

Turquoise is a beautiful greeny-blue gemstone that represents tranquillity and wisdom. Many ancient traditions believed this gemstone held a profound power of protection, making it a prized possession worldwide. 

5 - 6 on the Mohs Hardness Scale

Overall

In short, there are many beautiful birthstones, but they are not all created equal. Opal might be your favourite, but it ranks lower on the Mohs Hardness Scale, making it more likely to scratch and damage. 

Engagement rings are usually worn for decades, which is why the diamond reigns king. But diamonds aren’t the only choice! If you want to include a birthstone in an engagement ring, be sure to consider the hardness of the stone. 

 

In Need of Jewellery Insurance?

Luckily, with Q Report, you can feel safe knowing that your valuable jewellery is always protected. No matter the stone or piece, we’ve got you covered. 

Click here to get an instant quote or give us a call on 1300 882 018. We are always happy to help. 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

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Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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