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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Do You Hate Your Engagement Ring? What Now?

Q Report Team

Updated on March 23, 2025
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When people talk about engagements, they gush over the candlelight and the dropping-on-one-knee. But let’s face it. Nobody talks about what happens if you hate the ring.

Most women have a particular style, and if you’ve been dating seriously for some time, the chances are good that you’ve looked at a few rings yourself. You may have had something in particular in mind. And what if he proposes with a ring that you would never, ever have chosen yourself?

We’ve heard many proposal stories over the years, and one thing is for sure: there’s no one correct way to handle this situation. But we’ve also gathered helpful tips from multiple parties. We present them to you here and leave it to you to decide how to proceed. Hopefully, one of these strategies will pull you through.

Give It Some Time

Your fiance has worked himself up for the big ask, so respect the emotional sensitivity of the moment. Any immediate conflict or criticism could spark more drama than it’s worth, so respond to the proposal itself and leave ring discussion for another day.

Wait for your fiance to bring up the ring and ask your opinion; don’t start the conversation yourself. And when you do express your dislike, use humour and keep the tone light. Then, make a joint decision regarding what to do next.

Take It on a Trial Run

It doesn’t hurt to wait a week or two. Even though the ring wasn’t what you had in mind, you may decide with time that this ring is just as lovely. Get used to wearing it and seeing it for a couple of weeks, and then reevaluate.

Tactfully Express Your Feelings

If, after giving it some time, you decide that you can’t live with the ring, you’ll need to express your true feelings tactfully. When you do, don’t make it about taste. You don’t want to offend your significant other by giving the impression that his taste is inferior to yours.

Establish a loving context for your comments. You might want to start by saying something like, “The day you proposed was the happiest day of my life, and I can’t wait until we’re officially together forever. I love that you carefully chose my ring, but this one doesn’t feel quite right on my finger.”

Before you take this step, be sensitive to issues of cost. Some jewellers may be willing to work out an exchange, but he may have already maxed out his budget. If the jeweller doesn’t allow exchanges, you could consider selling the ring and buying a new one. You might consider contributing to the price of a different ring; some couples now split the cost of rings since they’re both working.

Approach the Ring as a Project to Work On Together

Maybe you’ve been given an heirloom ring that has been in the family for several generations. In this case, you might offer to reset the stone in a setting that better suits your taste. If the ring is new, you could shop together for an exchange.

Resize It If It Doesn’t Fit Well

If the ring doesn’t feel comfortable on your finger, it might just need to be resized. Visit with your jeweller if you suspect that this is the problem. In most cases, rings can be sized up or down, but if the band is covered in pave stones, or if it has a tension setting, you may need to seek other options.

Learn to Love It

If all of these options sound awkward and ungrateful, you can keep your dislike to yourself and learn to love your engagement ring. Remember that the ring itself is a token of something much more important: your shared love and commitment to one another. Thinking about how much he loved choosing it for you might help you to keep things in perspective.

You’ll always have other jewellery options for expressing your personality and style. Chances are, you and your future spouse will both do some changing in the coming years as you influence each other and learn together. Learning to love your engagement ring could be the first step in that process.

Insure Your Chosen Ring

When you settle on an engagement ring, insure it with Q Report jewellery insurance. Engagement rings can take a beating since they’re worn day in and day out. Protect that token of his affection with cover that can fully replace or restore it when the unexpected happens.

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If you don't have the receipt, you can provide the most recent valuation amount instead.

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When people talk about engagements, they gush over the candlelight and the dropping-on-one-knee. But let’s face it. Nobody talks about what happens if you hate the ring.

Most women have a particular style, and if you’ve been dating seriously for some time, the chances are good that you’ve looked at a few rings yourself. You may have had something in particular in mind. And what if he proposes with a ring that you would never, ever have chosen yourself?

We’ve heard many proposal stories over the years, and one thing is for sure: there’s no one correct way to handle this situation. But we’ve also gathered helpful tips from multiple parties. We present them to you here and leave it to you to decide how to proceed. Hopefully, one of these strategies will pull you through.

Give It Some Time

Your fiance has worked himself up for the big ask, so respect the emotional sensitivity of the moment. Any immediate conflict or criticism could spark more drama than it’s worth, so respond to the proposal itself and leave ring discussion for another day.

Wait for your fiance to bring up the ring and ask your opinion; don’t start the conversation yourself. And when you do express your dislike, use humour and keep the tone light. Then, make a joint decision regarding what to do next.

Take It on a Trial Run

It doesn’t hurt to wait a week or two. Even though the ring wasn’t what you had in mind, you may decide with time that this ring is just as lovely. Get used to wearing it and seeing it for a couple of weeks, and then reevaluate.

Tactfully Express Your Feelings

If, after giving it some time, you decide that you can’t live with the ring, you’ll need to express your true feelings tactfully. When you do, don’t make it about taste. You don’t want to offend your significant other by giving the impression that his taste is inferior to yours.

Establish a loving context for your comments. You might want to start by saying something like, “The day you proposed was the happiest day of my life, and I can’t wait until we’re officially together forever. I love that you carefully chose my ring, but this one doesn’t feel quite right on my finger.”

Before you take this step, be sensitive to issues of cost. Some jewellers may be willing to work out an exchange, but he may have already maxed out his budget. If the jeweller doesn’t allow exchanges, you could consider selling the ring and buying a new one. You might consider contributing to the price of a different ring; some couples now split the cost of rings since they’re both working.

Approach the Ring as a Project to Work On Together

Maybe you’ve been given an heirloom ring that has been in the family for several generations. In this case, you might offer to reset the stone in a setting that better suits your taste. If the ring is new, you could shop together for an exchange.

Resize It If It Doesn’t Fit Well

If the ring doesn’t feel comfortable on your finger, it might just need to be resized. Visit with your jeweller if you suspect that this is the problem. In most cases, rings can be sized up or down, but if the band is covered in pave stones, or if it has a tension setting, you may need to seek other options.

Learn to Love It

If all of these options sound awkward and ungrateful, you can keep your dislike to yourself and learn to love your engagement ring. Remember that the ring itself is a token of something much more important: your shared love and commitment to one another. Thinking about how much he loved choosing it for you might help you to keep things in perspective.

You’ll always have other jewellery options for expressing your personality and style. Chances are, you and your future spouse will both do some changing in the coming years as you influence each other and learn together. Learning to love your engagement ring could be the first step in that process.

Insure Your Chosen Ring

When you settle on an engagement ring, insure it with Q Report jewellery insurance. Engagement rings can take a beating since they’re worn day in and day out. Protect that token of his affection with cover that can fully replace or restore it when the unexpected happens.

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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