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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

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Click here to access the Target Market Determination (TMD) document.

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Family Heirlooms: 5 Tips to Ensure They Last Forever

Q Report Team

Updated on March 19, 2025
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Every piece of fine jewellery has meaning to its owner. It may represent a graduation or birthday or bring back treasured memories.

But when it comes to family heirloom jewellery, the item’s meaning is rich and vast. Over the years, the piece comes to represent people, places, events and relationships. It can tell tales as eloquently as a storyteller and embody the hopes of the future

As the custodian of an heirloom, you have a special responsibility to keep it safe. It has been passed down to you in all its beauty and drama, and you will pass it down to younger family members. To ensure the piece will last forever, you’ll need to be proactive. In this post, we look at five tips to keep your heirloom jewellery sparkling and secure.

1. Keep It in Good Repair

It happens: a prong on your grandmother’s ring bends out of shape, or an earring gets scratched in a dusty old jewellery box.

When heirloom jewellery becomes damaged, a downward spiral may occur. A damaged prong could lead to the loss of a gemstone. Scratches may dull the surface and hide the piece’s value from future generations.

To avoid these tragedies, keep your heirloom jewellery in good repair. If it requires a jeweller’s touch, schedule an appointment and have your jeweller restore it to its former glory. Ask your jeweller if your piece requires any special maintenance. For instance, antique gold jewellery should be polished regularly to keep tarnish at bay.

2. Store It Properly


Is it possible to avoid crimped chains and chipped gemstones? Absolutely. Wear your heirloom jewellery proudly, but when it’s not needed, store it carefully.

Keep your pieces stored separately so they don’t knock into one another and cause scratches. Wrap silver in silver cloth bags, and store softer gemstones (such as emeralds and opals) in archival tissue.

Store the rest of your heirloom jewellery in pouches made of soft cloth, or lay them gently in lined boxes with compartments and dividers. Here are some specific storage ideas for certain kinds of jewellery.

Rings and Earrings

Padded ring boxes are ideal for storing vintage rings and earrings. They keep the piece away from dust, and they won’t be able to clink against other hard objects. But some people want to be able to see their jewellery more easily.

If this is the case for you, consider storing them in a velvet-lined jewellery organiser that has dividers for keeping items separate. You can slide the organiser into your top drawer, and see your rings and earrings on display as you decide what to wear in the morning.

Necklaces and Bracelets

Instead of hanging necklaces and bracelets, store them flat, and don’t allow them to become tangled with other chains. If you don’t have the original boxes for your heirloom necklaces, look for a lined jewellery box with dividers and compartments.

Lastly, store your heirloom jewellery in a dry location, away from sunlight. Note that oak boxes can develop moisture, which causes some metals to deteriorate more quickly.

3. Take Extra Precautions When Travelling

Wanting to wear grandmother’s earrings at your nephew’s wedding next month. Go ahead and travel with them, but take extra precautions.

Select a storage option that will keep your jewellery safe without drawing attention to it. Jewellery rolls and pouches work well because they insulate the piece from the other items in your baggage.

Keep your jewellery with you at all times. Don’t pack it in your checked baggage where it could get rerouted or lost. If you worry that it will be flagged at a security checkpoint, wear it through the airport.

4. Reduce Exposure to Chemicals

People don’t often realise that sunscreens, lotions, household chemicals, chlorine and even saltwater can damage heirloom jewellery. These substances can harm gold rings to the point of causing the prongs to break and the diamond to fall out.

Limit your jewellery’s exposure to hairspray, perfume, body lotion and other chemical substances. Remove your rings while cleaning and washing dishes, and never wear your heirloom jewellery to the swimming pool.

5. Insure It

The best way to ensure that your heirloom jewellery will last forever is to insure it with Q Report jewellery insurance. With an agreed value policy, your heirloom jewellery will always be fully protected from theft, loss and damage.

If your piece does sustain damage, you can return to your family jeweller for repairs or replacement. While the family heirloom is in your custody, treasure it. Future generations will thank you for taking care of it and passing it on.

 

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Every piece of fine jewellery has meaning to its owner. It may represent a graduation or birthday or bring back treasured memories.

But when it comes to family heirloom jewellery, the item’s meaning is rich and vast. Over the years, the piece comes to represent people, places, events and relationships. It can tell tales as eloquently as a storyteller and embody the hopes of the future

As the custodian of an heirloom, you have a special responsibility to keep it safe. It has been passed down to you in all its beauty and drama, and you will pass it down to younger family members. To ensure the piece will last forever, you’ll need to be proactive. In this post, we look at five tips to keep your heirloom jewellery sparkling and secure.

1. Keep It in Good Repair

It happens: a prong on your grandmother’s ring bends out of shape, or an earring gets scratched in a dusty old jewellery box.

When heirloom jewellery becomes damaged, a downward spiral may occur. A damaged prong could lead to the loss of a gemstone. Scratches may dull the surface and hide the piece’s value from future generations.

To avoid these tragedies, keep your heirloom jewellery in good repair. If it requires a jeweller’s touch, schedule an appointment and have your jeweller restore it to its former glory. Ask your jeweller if your piece requires any special maintenance. For instance, antique gold jewellery should be polished regularly to keep tarnish at bay.

2. Store It Properly


Is it possible to avoid crimped chains and chipped gemstones? Absolutely. Wear your heirloom jewellery proudly, but when it’s not needed, store it carefully.

Keep your pieces stored separately so they don’t knock into one another and cause scratches. Wrap silver in silver cloth bags, and store softer gemstones (such as emeralds and opals) in archival tissue.

Store the rest of your heirloom jewellery in pouches made of soft cloth, or lay them gently in lined boxes with compartments and dividers. Here are some specific storage ideas for certain kinds of jewellery.

Rings and Earrings

Padded ring boxes are ideal for storing vintage rings and earrings. They keep the piece away from dust, and they won’t be able to clink against other hard objects. But some people want to be able to see their jewellery more easily.

If this is the case for you, consider storing them in a velvet-lined jewellery organiser that has dividers for keeping items separate. You can slide the organiser into your top drawer, and see your rings and earrings on display as you decide what to wear in the morning.

Necklaces and Bracelets

Instead of hanging necklaces and bracelets, store them flat, and don’t allow them to become tangled with other chains. If you don’t have the original boxes for your heirloom necklaces, look for a lined jewellery box with dividers and compartments.

Lastly, store your heirloom jewellery in a dry location, away from sunlight. Note that oak boxes can develop moisture, which causes some metals to deteriorate more quickly.

3. Take Extra Precautions When Travelling

Wanting to wear grandmother’s earrings at your nephew’s wedding next month. Go ahead and travel with them, but take extra precautions.

Select a storage option that will keep your jewellery safe without drawing attention to it. Jewellery rolls and pouches work well because they insulate the piece from the other items in your baggage.

Keep your jewellery with you at all times. Don’t pack it in your checked baggage where it could get rerouted or lost. If you worry that it will be flagged at a security checkpoint, wear it through the airport.

4. Reduce Exposure to Chemicals

People don’t often realise that sunscreens, lotions, household chemicals, chlorine and even saltwater can damage heirloom jewellery. These substances can harm gold rings to the point of causing the prongs to break and the diamond to fall out.

Limit your jewellery’s exposure to hairspray, perfume, body lotion and other chemical substances. Remove your rings while cleaning and washing dishes, and never wear your heirloom jewellery to the swimming pool.

5. Insure It

The best way to ensure that your heirloom jewellery will last forever is to insure it with Q Report jewellery insurance. With an agreed value policy, your heirloom jewellery will always be fully protected from theft, loss and damage.

If your piece does sustain damage, you can return to your family jeweller for repairs or replacement. While the family heirloom is in your custody, treasure it. Future generations will thank you for taking care of it and passing it on.

 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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