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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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How To Ensure Your Jewellery Becomes A Cherished Family Heirloom

Q Report Team

Updated on March 21, 2025
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If you’re lucky, you may already possess a family heirloom. An heirloom is something that's been passed down from generation to generation. It’s usually a piece of jewellery – it could be anything from your grandmother’s wedding ring, your great-aunt’s pearls, or your great grandfather’s wristwatch. Heirloom jewellery holds a special attachment as it was something that was worn by a relative. And if it was someone you loved or admired, the piece will hold tremendous value apart from its monetary worth. Heirloom jewellery is a great thing to pass down, and you can create one for your children and grandchildren too.

If you want your jewellery to become a cherished family heirloom one day, here are a few things to consider:

Choosing the piece

Your child, niece, or grandchild will one day receive this precious gift, so make sure you choose a classic, traditional piece with a solid structure that will truly stand the test of time. Getting custom designed jewellery and adding a personal touch will make the piece even more special—you could get it engraved or add your birthstone. When choosing a diamond ring, go for a classic and timeless look instead of something very trendy. Make sure it’s something you really love because before you bequest it to someone else, it’s going to be yours for a long time.

Take proper care of your jewellery

Understanding how to take good care of your jewellery will ensure it stays beautiful for a long time and will keep your heirlooms in good condition for years to come. Certain jewellery needs to be cleaned a certain way, make sure to gently clean and use simple non-abrasive materials to be safe. Keep your jewellery away from extreme heat and cold, store it in soft-lined compartments in a jewellery box – this should keep it safe from dust, heat, and moisture. Read our blog, How to Care For and Protect Your Jewellery Collection, for more tips on taking care of your jewellery.   

Get jewellery insurance

You can’t pass down a family heirloom if there’s nothing to pass down. Unfortunately, it’s very common for jewellery to get damaged, go missing or get stolen. Here are some common scenarios of rings going missing:

  • You could be washing your hands or doing dishes and it falls down the drain
  • You could lose it while swimming or while applying sunscreen at the beach
  • It could get stolen
  • You could lose it while working out or playing sports
  • You could misplace it
  • You could lose it while on vacation

It would be such a shame if something happened to the piece of jewellery you hold so dear. Jewellery insurance will make sure you’re covered in case something so unfortunate happens. By taking out specialist jewellery insurance cover with Q Report, you’ll get up to 125% cover, with an annual revaluation at no additional charge.

 

Try our free Jewellery Insurance Quote Tool

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
Featured Posts
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Jewellery Insurance

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Listen to article
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If you’re lucky, you may already possess a family heirloom. An heirloom is something that's been passed down from generation to generation. It’s usually a piece of jewellery – it could be anything from your grandmother’s wedding ring, your great-aunt’s pearls, or your great grandfather’s wristwatch. Heirloom jewellery holds a special attachment as it was something that was worn by a relative. And if it was someone you loved or admired, the piece will hold tremendous value apart from its monetary worth. Heirloom jewellery is a great thing to pass down, and you can create one for your children and grandchildren too.

If you want your jewellery to become a cherished family heirloom one day, here are a few things to consider:

Choosing the piece

Your child, niece, or grandchild will one day receive this precious gift, so make sure you choose a classic, traditional piece with a solid structure that will truly stand the test of time. Getting custom designed jewellery and adding a personal touch will make the piece even more special—you could get it engraved or add your birthstone. When choosing a diamond ring, go for a classic and timeless look instead of something very trendy. Make sure it’s something you really love because before you bequest it to someone else, it’s going to be yours for a long time.

Take proper care of your jewellery

Understanding how to take good care of your jewellery will ensure it stays beautiful for a long time and will keep your heirlooms in good condition for years to come. Certain jewellery needs to be cleaned a certain way, make sure to gently clean and use simple non-abrasive materials to be safe. Keep your jewellery away from extreme heat and cold, store it in soft-lined compartments in a jewellery box – this should keep it safe from dust, heat, and moisture. Read our blog, How to Care For and Protect Your Jewellery Collection, for more tips on taking care of your jewellery.   

Get jewellery insurance

You can’t pass down a family heirloom if there’s nothing to pass down. Unfortunately, it’s very common for jewellery to get damaged, go missing or get stolen. Here are some common scenarios of rings going missing:

  • You could be washing your hands or doing dishes and it falls down the drain
  • You could lose it while swimming or while applying sunscreen at the beach
  • It could get stolen
  • You could lose it while working out or playing sports
  • You could misplace it
  • You could lose it while on vacation

It would be such a shame if something happened to the piece of jewellery you hold so dear. Jewellery insurance will make sure you’re covered in case something so unfortunate happens. By taking out specialist jewellery insurance cover with Q Report, you’ll get up to 125% cover, with an annual revaluation at no additional charge.

 

Try our free Jewellery Insurance Quote Tool

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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