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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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How to Protect Your Engagement Ring in Summer

Q Report Team

Updated on March 20, 2025
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The sun, the waves, the warm evenings with friends. Summer is full of incomparable pleasures, but unfortunately, this favourite time of year poses particular perils for your engagement ring.

But that doesn’t mean you have to lock it away for the season. Instead, you can incorporate the following habits into your carefree days and nights. Here are a few tips for protecting your engagement ring in summer.

Remove Your Ring When You Swim

Swimming poses several problems for rings:

Scrapes and Nicks

Whether you’re enjoying the crystal clear waters of a swimming pool or the salty waves of the sea, your engagement ring can suffer scrapes and nicks while you’re swimming. Even the most durable metals, such as platinum and titanium, can become scratched if your hand brushes the side of a pool or an outcropping of coral. 

Diamonds and other precious gemstones can also sustain injuries while you swim. In addition to scratches, they can suffer nicks and cracks, especially along edges that aren’t protected by bezels or prongs.

Loss

Sadly, many engagement rings are lost in the ocean or swimming pools because they slip off the wearer’s finger. When you’re in cool water, your fingers contract, making rings more likely to fall off. 

To avoid these problems, leave your engagement ring at home or in the safe in your hotel room while you’re swimming. It’s not worth the risk of damaging or losing your sparkler.

Wear Gloves When Gardening

Digging in the garden is one of the summer’s pleasures, but it can be a danger zone for your engagement ring. So before you head out with your trowel, either remove your ring or wear roomy gloves.

If you don’t, you might scrape your ring against a rock or lose it in the garden. At the very least, it will probably get dirty, and it can be challenging to remove fine dirt from the prongs of your diamond setting.

We can’t mention engagement rings and gardening without bringing up a couple of miraculous stories. Two women, one in Canada and one in Sweden, found their lost diamond rings when they pulled up carrots in their gardens. In both cases, a carrot had grown in the middle of the ring, only to be found at harvest time. Crazy but true!

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Be Cautious While Participating in Sports

Some summer athletic activities spell danger for expensive baubles like engagement rings, while others are relatively safe. In general, racket sports, weightlifting and golf can pose problems for your engagement ring. For instance, let’s say you hit that treasure on a dumbbell one time too many. The ring could bend, running the risk of knocking your diamond out of its setting.

If you don’t want to leave your engagement ring behind while you hit the tennis court or play a round of golf, consider wearing a silicone ring cover for protection. This simple precaution can preserve your ring, keeping it looking as good as new.

Keep it Clean

We’re out and about in the summer, spending time in the great outdoors and staying physically active. But, unfortunately, all this motion can lead to increased wear and tear on your engagement ring.

To keep it in top condition, clean your ring more often during the summer months. Use our handy guide for cleaning a diamond ring for regular, at-home cleanings. But you might also want to have your jeweller give it a professional shine. While you’re there, your jeweller can examine the ring and ensure the gemstones are held tightly in their settings. 

Protect Your Ring with Specialised Jewellery Insurance

Even when you take precautions, accidents sometimes happen. That’s why you should secure specialised jewellery insurance for your engagement ring.

While a warranty protects against manufacturing defects, it won’t provide remedies for loss, theft or damage. And while you’re travelling in the summer months, you’ll need insurance that protects your bauble no matter how far you roam.

Q Report engagement ring insurance allows you to wear your precious sparkler with confidence. Here’s how:

We’re jewellery experts

When you cover your ring with Q Report, you’ll always deal with people who live and breathe jewellery, not insurance salespeople.

World-leading insurer

Your policy will be backed by a world-leading insurer or valuables and fine arts.

Smooth and easy claims

If you need to make a claim, you’ll deal directly with us. We’ll never pass you from department to department or offload you to another company. From first to last, we’ll be there when you need us.

Complimentary revaluations

Each year when it’s time to renew your policy, we’ll provide you with an accurate revaluation at no charge to you. This courtesy helps you to know you always have enough coverage to handle a complete replacement of your engagement ring. 

Rich experience

At Q Report, we have a rich heritage in the jewellery industry, and we’ve laboured to forge an excellent reputation among jewellers and our customers.

Protect Your Engagement Ring This Summer

To get a world-class engagement ring policy for your special treasure, reach out to us at Q Report. You can reach us at 1300 882 018 or fill out this online form. Talk soon!

New call-to-action

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

The sun, the waves, the warm evenings with friends. Summer is full of incomparable pleasures, but unfortunately, this favourite time of year poses particular perils for your engagement ring.

But that doesn’t mean you have to lock it away for the season. Instead, you can incorporate the following habits into your carefree days and nights. Here are a few tips for protecting your engagement ring in summer.

Remove Your Ring When You Swim

Swimming poses several problems for rings:

Scrapes and Nicks

Whether you’re enjoying the crystal clear waters of a swimming pool or the salty waves of the sea, your engagement ring can suffer scrapes and nicks while you’re swimming. Even the most durable metals, such as platinum and titanium, can become scratched if your hand brushes the side of a pool or an outcropping of coral. 

Diamonds and other precious gemstones can also sustain injuries while you swim. In addition to scratches, they can suffer nicks and cracks, especially along edges that aren’t protected by bezels or prongs.

Loss

Sadly, many engagement rings are lost in the ocean or swimming pools because they slip off the wearer’s finger. When you’re in cool water, your fingers contract, making rings more likely to fall off. 

To avoid these problems, leave your engagement ring at home or in the safe in your hotel room while you’re swimming. It’s not worth the risk of damaging or losing your sparkler.

Wear Gloves When Gardening

Digging in the garden is one of the summer’s pleasures, but it can be a danger zone for your engagement ring. So before you head out with your trowel, either remove your ring or wear roomy gloves.

If you don’t, you might scrape your ring against a rock or lose it in the garden. At the very least, it will probably get dirty, and it can be challenging to remove fine dirt from the prongs of your diamond setting.

We can’t mention engagement rings and gardening without bringing up a couple of miraculous stories. Two women, one in Canada and one in Sweden, found their lost diamond rings when they pulled up carrots in their gardens. In both cases, a carrot had grown in the middle of the ring, only to be found at harvest time. Crazy but true!

New call-to-action

Be Cautious While Participating in Sports

Some summer athletic activities spell danger for expensive baubles like engagement rings, while others are relatively safe. In general, racket sports, weightlifting and golf can pose problems for your engagement ring. For instance, let’s say you hit that treasure on a dumbbell one time too many. The ring could bend, running the risk of knocking your diamond out of its setting.

If you don’t want to leave your engagement ring behind while you hit the tennis court or play a round of golf, consider wearing a silicone ring cover for protection. This simple precaution can preserve your ring, keeping it looking as good as new.

Keep it Clean

We’re out and about in the summer, spending time in the great outdoors and staying physically active. But, unfortunately, all this motion can lead to increased wear and tear on your engagement ring.

To keep it in top condition, clean your ring more often during the summer months. Use our handy guide for cleaning a diamond ring for regular, at-home cleanings. But you might also want to have your jeweller give it a professional shine. While you’re there, your jeweller can examine the ring and ensure the gemstones are held tightly in their settings. 

Protect Your Ring with Specialised Jewellery Insurance

Even when you take precautions, accidents sometimes happen. That’s why you should secure specialised jewellery insurance for your engagement ring.

While a warranty protects against manufacturing defects, it won’t provide remedies for loss, theft or damage. And while you’re travelling in the summer months, you’ll need insurance that protects your bauble no matter how far you roam.

Q Report engagement ring insurance allows you to wear your precious sparkler with confidence. Here’s how:

We’re jewellery experts

When you cover your ring with Q Report, you’ll always deal with people who live and breathe jewellery, not insurance salespeople.

World-leading insurer

Your policy will be backed by a world-leading insurer or valuables and fine arts.

Smooth and easy claims

If you need to make a claim, you’ll deal directly with us. We’ll never pass you from department to department or offload you to another company. From first to last, we’ll be there when you need us.

Complimentary revaluations

Each year when it’s time to renew your policy, we’ll provide you with an accurate revaluation at no charge to you. This courtesy helps you to know you always have enough coverage to handle a complete replacement of your engagement ring. 

Rich experience

At Q Report, we have a rich heritage in the jewellery industry, and we’ve laboured to forge an excellent reputation among jewellers and our customers.

Protect Your Engagement Ring This Summer

To get a world-class engagement ring policy for your special treasure, reach out to us at Q Report. You can reach us at 1300 882 018 or fill out this online form. Talk soon!

New call-to-action

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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