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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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How to Protect Your Jewellery From Theft When Travelling Overseas

Q Report Team

Updated on March 18, 2025
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Your holiday should be a carefree, relaxing time, but an experience like a theft can take the wind right out of your vacation sails.

Unfortunately, travellers are often targets for theft. Thieves assume that tourists are wealthy and unsuspecting, so they frequent popular attractions. And time and again, they’re looking for two coveted items: jewellery and luxury watches.

Why?

Jewellery and watches are small, so they’re easy to hide. They’re uncommonly valuable for their size, and they’re also easy to on-sell. In other words, they’re the perfect items to steal.

You might be surprised by the robbery rates in seemingly low-crime nations. Because robbery rates are so low here in Australia (81.8 robberies per 100,000 people), we don’t spend much time or effort protecting ourselves from theft. In the USA, the robbery rate is 145.4, and in Belgium, it’s 211.4!

Next time you travel, save yourself trouble by leaving your treasured jewellery and watches at home. If you must take them, however, be sure they’re covered with Q Report jewellery and watch insurance, and follow these safety precautions:

Keep Tabs on Your Jewellery and Watches at All Times

When travelling overseas, watch your luggage at all times, even when it’s stowed beneath a seat on the aeroplane. Thieves wait until you’re momentarily distracted. It only takes a few seconds to reach into a bag and flee with a treasured item.

If you take off a ring to wash your hands, make a mental note to pick it up again, and never place it on the edge of a sink. When staying at hotels, use safes for storing your jewellery and watches when you’re not wearing them.

Hide Your Jewellery and Watches in Public

Famous, busy tourist attractions are the perfect stomping grounds for thieves. Everyone is distracted by the sites, and it’s remarkably easy to blend into the crowd.

If you’re wearing your luxury watch or diamond ring in public, cover it, and keep it out of sight. For watches, pull your jacket sleeve down to cover it, and for a diamond ring, you might want to turn it around, so the stone isn’t visible to everyone else.

Avoid Stowing Jewellery and Watches in Checked Baggage

If you can’t wear your watch or jewellery, at least avoid putting it in your checked baggage where it will be far from you for most of your journey. Keep it in your hand luggage when you can’t wear it. Even then, stow it deep inside your bag where it would be difficult for a thief to reach.

Remember that Locked Doors Aren’t Guarantees

Don’t leave your luxury watches and jewellery unattended, whenever possible. This includes leaving them in your hotel room or a rented car. Double-check your hotel safe before you leave, and remember that a locked door is not a guarantee. You’re not the only one with access to your hotel room.

Insure Your Jewellery and Luxury Watches

Despite our best efforts, treasured pieces like jewellery and watches can be lost, damaged or stolen in the most unexpected ways. Insurance is a must, but travel insurance never provides adequate cover for these items.

What you need is jewellery or watch insurance that offers an agreed value policy, meaning your piece will be fully covered if something happens to it. Travel insurance may offer you a few hundred dollars for your jewellery, but that’s not nearly enough to replace it. Don’t take the risk. Get an online instant quote to find out how affordable it can be to protect the things you love.

Theft Coverage



Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
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Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Your holiday should be a carefree, relaxing time, but an experience like a theft can take the wind right out of your vacation sails.

Unfortunately, travellers are often targets for theft. Thieves assume that tourists are wealthy and unsuspecting, so they frequent popular attractions. And time and again, they’re looking for two coveted items: jewellery and luxury watches.

Why?

Jewellery and watches are small, so they’re easy to hide. They’re uncommonly valuable for their size, and they’re also easy to on-sell. In other words, they’re the perfect items to steal.

You might be surprised by the robbery rates in seemingly low-crime nations. Because robbery rates are so low here in Australia (81.8 robberies per 100,000 people), we don’t spend much time or effort protecting ourselves from theft. In the USA, the robbery rate is 145.4, and in Belgium, it’s 211.4!

Next time you travel, save yourself trouble by leaving your treasured jewellery and watches at home. If you must take them, however, be sure they’re covered with Q Report jewellery and watch insurance, and follow these safety precautions:

Keep Tabs on Your Jewellery and Watches at All Times

When travelling overseas, watch your luggage at all times, even when it’s stowed beneath a seat on the aeroplane. Thieves wait until you’re momentarily distracted. It only takes a few seconds to reach into a bag and flee with a treasured item.

If you take off a ring to wash your hands, make a mental note to pick it up again, and never place it on the edge of a sink. When staying at hotels, use safes for storing your jewellery and watches when you’re not wearing them.

Hide Your Jewellery and Watches in Public

Famous, busy tourist attractions are the perfect stomping grounds for thieves. Everyone is distracted by the sites, and it’s remarkably easy to blend into the crowd.

If you’re wearing your luxury watch or diamond ring in public, cover it, and keep it out of sight. For watches, pull your jacket sleeve down to cover it, and for a diamond ring, you might want to turn it around, so the stone isn’t visible to everyone else.

Avoid Stowing Jewellery and Watches in Checked Baggage

If you can’t wear your watch or jewellery, at least avoid putting it in your checked baggage where it will be far from you for most of your journey. Keep it in your hand luggage when you can’t wear it. Even then, stow it deep inside your bag where it would be difficult for a thief to reach.

Remember that Locked Doors Aren’t Guarantees

Don’t leave your luxury watches and jewellery unattended, whenever possible. This includes leaving them in your hotel room or a rented car. Double-check your hotel safe before you leave, and remember that a locked door is not a guarantee. You’re not the only one with access to your hotel room.

Insure Your Jewellery and Luxury Watches

Despite our best efforts, treasured pieces like jewellery and watches can be lost, damaged or stolen in the most unexpected ways. Insurance is a must, but travel insurance never provides adequate cover for these items.

What you need is jewellery or watch insurance that offers an agreed value policy, meaning your piece will be fully covered if something happens to it. Travel insurance may offer you a few hundred dollars for your jewellery, but that’s not nearly enough to replace it. Don’t take the risk. Get an online instant quote to find out how affordable it can be to protect the things you love.

Theft Coverage



Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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