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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

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Find answers to common questions about jewellery, engagement ring & watch insurance. 

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How to Spend Less and Create an Expensive-Looking Engagement Ring

Q Report Team

Updated on March 21, 2025
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Getting married isn’t cheap. Between the wedding, honeymoon, and setting up your new household, your bank account might be suffering. On top of all that you want to propose with the perfect engagement ring. 

Fortunately, you can create an expensive-looking engagement ring without breaking the bank. Check out our tips for spending less but ending up with more. We’ve seen these strategies used successfully time and again. They’ll help you create a ring she’ll proudly wear for decades to come.

Prioritising Colour Over Carat

When it comes to selecting diamonds, you’ll have to weigh your preferences and make some compromises. Since natural diamonds form over millions of years deep down in the earth’s crust, they’re all flawed and unique. Some have inclusions, and others have brownish tints.

As you shop for diamonds, you’ll become familiar with the 4Cs: carat, colour, clarity and cut. Many people equate large stones with expensive rings, but a large, flawed diamond doesn’t exude the same kind of quality as a smaller, nearly-perfect stone.

If you’re aiming for an expensive-looking ring, make the colour a high priority. A lovely colourless diamond radiates class and quality.

Choosing the Right Setting

Good design is one of the hallmarks of an expensive engagement ring, but you don’t have to spend a fortune to get exceptional design. Some classic settings, such as the solitaire, have withstood the test of many years and are surefire bets for an expensive-looking ring.

When you’re aiming for classy, try to avoid trendy settings that will look dated in a few years. If you see all of her friends wearing the same style of ring, try for something a little different.

Diamond Colour Matching

When an engagement ring features pave stones, the colouring of those stones doesn’t matter too much because they’re so small. But if the ring features several larger gems, it’s essential to match their colour.

Let’s say you’re looking at three-stone rings, similar to the one Prince Harry gave Meghan Markle. If the side stones don’t have a similar colour rating as the centre stone, the ring will appear cheap. Try to match the colour of the stones for a luxurious, high-quality appearance. If your centre diamond is rated F on the colour stone, shoot for side stones with an F/G rating. If you skimp on the colour of the side stones (say, an H rating), the difference will be distracting.

Undetectable Resizing

Expensive-looking engagement rings have a flawless finish. You wouldn’t want to disrupt that finish with scars from resizing. If you’re not sure about her size, choose an easy-to-resize setting.

Some rings are easier to resize than others. Hard metals like platinum don’t accept changes easily, and you may not like the results. Intricate craftsmanship also makes it difficult to resize rings. If you’re planning on purchasing an ornate or Edwardian-style ring, triple check to make sure you select the right size to begin with.

Additionally, if you want to avoid expensive resizing hassles, avoid choosing a tension setting, which requires specialised engineering by an experienced jeweller. Eternity bands are also tough to resize because the diamond sizes and prongs are made to exact specifications and measurements.

Selecting a Less Expensive Metal

As you begin shopping around, you’ll notice substantial differences in the pricing of various precious metals. And that’s not where the differences end.

Traditional metals like gold, silver and platinum are malleable enough to support complicated filigree work. Some of the newer space-age metals like tungsten, titanium and cobalt are just too hard to take on details. For people with sensitive skin, the hypoallergenic properties found in titanium, platinum, palladium and silver can be a life-saver. And if durability is necessary for her lifestyle, look to titanium, tungsten, cobalt and stainless steel for the most impressive wear-and-tear.

By using one or more of these strategies, you can create an expensive-looking engagement ring without adding stress to this special time in your life.

When you find the perfect engagement ring, insure it with Q Report jewellery insurance. You can purchase it directly from a Q Certified jeweller in your area, or we can help you to secure it online. We look forward to protecting your carefully chosen engagement ring.

 

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Getting married isn’t cheap. Between the wedding, honeymoon, and setting up your new household, your bank account might be suffering. On top of all that you want to propose with the perfect engagement ring. 

Fortunately, you can create an expensive-looking engagement ring without breaking the bank. Check out our tips for spending less but ending up with more. We’ve seen these strategies used successfully time and again. They’ll help you create a ring she’ll proudly wear for decades to come.

Prioritising Colour Over Carat

When it comes to selecting diamonds, you’ll have to weigh your preferences and make some compromises. Since natural diamonds form over millions of years deep down in the earth’s crust, they’re all flawed and unique. Some have inclusions, and others have brownish tints.

As you shop for diamonds, you’ll become familiar with the 4Cs: carat, colour, clarity and cut. Many people equate large stones with expensive rings, but a large, flawed diamond doesn’t exude the same kind of quality as a smaller, nearly-perfect stone.

If you’re aiming for an expensive-looking ring, make the colour a high priority. A lovely colourless diamond radiates class and quality.

Choosing the Right Setting

Good design is one of the hallmarks of an expensive engagement ring, but you don’t have to spend a fortune to get exceptional design. Some classic settings, such as the solitaire, have withstood the test of many years and are surefire bets for an expensive-looking ring.

When you’re aiming for classy, try to avoid trendy settings that will look dated in a few years. If you see all of her friends wearing the same style of ring, try for something a little different.

Diamond Colour Matching

When an engagement ring features pave stones, the colouring of those stones doesn’t matter too much because they’re so small. But if the ring features several larger gems, it’s essential to match their colour.

Let’s say you’re looking at three-stone rings, similar to the one Prince Harry gave Meghan Markle. If the side stones don’t have a similar colour rating as the centre stone, the ring will appear cheap. Try to match the colour of the stones for a luxurious, high-quality appearance. If your centre diamond is rated F on the colour stone, shoot for side stones with an F/G rating. If you skimp on the colour of the side stones (say, an H rating), the difference will be distracting.

Undetectable Resizing

Expensive-looking engagement rings have a flawless finish. You wouldn’t want to disrupt that finish with scars from resizing. If you’re not sure about her size, choose an easy-to-resize setting.

Some rings are easier to resize than others. Hard metals like platinum don’t accept changes easily, and you may not like the results. Intricate craftsmanship also makes it difficult to resize rings. If you’re planning on purchasing an ornate or Edwardian-style ring, triple check to make sure you select the right size to begin with.

Additionally, if you want to avoid expensive resizing hassles, avoid choosing a tension setting, which requires specialised engineering by an experienced jeweller. Eternity bands are also tough to resize because the diamond sizes and prongs are made to exact specifications and measurements.

Selecting a Less Expensive Metal

As you begin shopping around, you’ll notice substantial differences in the pricing of various precious metals. And that’s not where the differences end.

Traditional metals like gold, silver and platinum are malleable enough to support complicated filigree work. Some of the newer space-age metals like tungsten, titanium and cobalt are just too hard to take on details. For people with sensitive skin, the hypoallergenic properties found in titanium, platinum, palladium and silver can be a life-saver. And if durability is necessary for her lifestyle, look to titanium, tungsten, cobalt and stainless steel for the most impressive wear-and-tear.

By using one or more of these strategies, you can create an expensive-looking engagement ring without adding stress to this special time in your life.

When you find the perfect engagement ring, insure it with Q Report jewellery insurance. You can purchase it directly from a Q Certified jeweller in your area, or we can help you to secure it online. We look forward to protecting your carefully chosen engagement ring.

 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
0%

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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