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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Is Your Engagement Ring Healthy?

Q Report Team

Updated on March 19, 2025
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You service your car to keep it running reliably, you go to the doctors for regular health checks and you routinely check your fire alarm. What about your engagement ring? Will it stay lustrous and strong without some attention?

Considering the sentimental (and financial) value of your ring, you’ll want to ensure that it lasts a lifetime, if not several. Who knows? Maybe your engagement ring will become a cherished family heirloom in time. If you keep it healthy, it will last for many generations.

But what does it take to keep a ring robust, resilient and damage-free? In this article, we’ll look at several things you can do to maintain your engagement ring. Treat it well, and it will continue to symbolise your love and commitment.

Keep Your Ring Clean

Dirt, dust, soap scum and lotion not only prevent your ring from sparkling, but they can cause long-term damage. Clean your ring regularly at home, and when you take your ring to the jeweller for prong checks and maintenance, ask for a professional cleaning.

Use this method for safe cleaning at home:

  1. Soak your ring in methylated spirits for about 20 seconds
  2. Use a toothbrush to gently dislodge any dust and dirt 
  3. Rinse your ring in hot water
  4. Then use pump soap to help remove the methylated spirits
  5. Rinse it off in hot water again 
  6. Finally, dry your ring with a soft cloth
 

 

Check Your Prongs

People think that since engagement rings are made of metal, they will never change. But this isn’t true. Like other products made of natural materials, like a table made of wood or a shoe made of leather, a metal engagement ring will last longer and stay in better shape when it’s properly maintained.

No matter where you bought it or how long you’ve had it, if your engagement ring has a prong setting, you should have those prongs checked regularly. It doesn’t take much to bend a single prong out of shape. Once a prong is loose, the gemstone can slip out of its setting without your even noticing.

Most jewellery isn’t damaged in one big accident. It’s all of the little nicks and dings that add up over time, loosening the prongs and creating too much movement. If you’ve noticed any of the following, you should take your ring to the jeweller right away:

  • Your ring catches on sweaters or blankets. This might mean that gaps have opened up, which are large enough for threads to slide in between the stone and the metal.
  • If you gently tap the stone while holding it close to your ear, you can hear clicking. Sometimes you can listen to movement before you can see it. Any movement at all is a sign that something is amiss.
  • The ends of the prongs feel worn. When you run your fingers over the ends of the prongs, they should feel round, not flat and worn.
  • Uneven prong spacing. Most engagement rings are designed with prongs that are evenly spaced around the stone. If you notice uneven spacing, a prong has likely bent out of shape.

Prevent Scratches and Dings

Some precious metals are more prone to scratches than others. White gold, for instance, is often rhodium-plated, and a deep scratch will reveal the yellow gold underneath.

While jewellers can refinish the surface of a scratched ring, you should only undertake the process occasionally. Each time the ring is buffed, the jeweller removes a small amount of metal from the ring. The best measure, therefore, is prevention.

To avoid scratches and dings, remove your ring before engaging in these activities:

  • Exercise (particularly with weights)
  • Working with steel tools
  • Rock climbing

You can also prevent damage by removing your ring when you go swimming. In cold water, our fingers often shrink, and it’s easy for your rings to slip off. Even if you don’t lose your ring, it could get knocked up against rocks or other hard surfaces.

Insure Your Engagement Ring

Despite our best efforts, accidents sometimes happen. You can protect your treasured engagement ring with Q Report jewellery insurance. Lost diamond? You’re covered. Theft overseas? You’re covered. Your ring falls onto the driveway where it is subsequently run over by the car? Yes, it happened. And it was covered.

Don’t leave your engagement ring’s health to fate. Take care of it now so it will last for many generations. Keep it clean, maintain it regularly, and prevent damage by removing it when working with tools and weights. And finally, get a quote today for Q Report engagement ring insurance.

We look forward to protecting your precious ring.

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
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Jewellery Insurance

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play-audio
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/

You service your car to keep it running reliably, you go to the doctors for regular health checks and you routinely check your fire alarm. What about your engagement ring? Will it stay lustrous and strong without some attention?

Considering the sentimental (and financial) value of your ring, you’ll want to ensure that it lasts a lifetime, if not several. Who knows? Maybe your engagement ring will become a cherished family heirloom in time. If you keep it healthy, it will last for many generations.

But what does it take to keep a ring robust, resilient and damage-free? In this article, we’ll look at several things you can do to maintain your engagement ring. Treat it well, and it will continue to symbolise your love and commitment.

Keep Your Ring Clean

Dirt, dust, soap scum and lotion not only prevent your ring from sparkling, but they can cause long-term damage. Clean your ring regularly at home, and when you take your ring to the jeweller for prong checks and maintenance, ask for a professional cleaning.

Use this method for safe cleaning at home:

  1. Soak your ring in methylated spirits for about 20 seconds
  2. Use a toothbrush to gently dislodge any dust and dirt 
  3. Rinse your ring in hot water
  4. Then use pump soap to help remove the methylated spirits
  5. Rinse it off in hot water again 
  6. Finally, dry your ring with a soft cloth
 

 

Check Your Prongs

People think that since engagement rings are made of metal, they will never change. But this isn’t true. Like other products made of natural materials, like a table made of wood or a shoe made of leather, a metal engagement ring will last longer and stay in better shape when it’s properly maintained.

No matter where you bought it or how long you’ve had it, if your engagement ring has a prong setting, you should have those prongs checked regularly. It doesn’t take much to bend a single prong out of shape. Once a prong is loose, the gemstone can slip out of its setting without your even noticing.

Most jewellery isn’t damaged in one big accident. It’s all of the little nicks and dings that add up over time, loosening the prongs and creating too much movement. If you’ve noticed any of the following, you should take your ring to the jeweller right away:

  • Your ring catches on sweaters or blankets. This might mean that gaps have opened up, which are large enough for threads to slide in between the stone and the metal.
  • If you gently tap the stone while holding it close to your ear, you can hear clicking. Sometimes you can listen to movement before you can see it. Any movement at all is a sign that something is amiss.
  • The ends of the prongs feel worn. When you run your fingers over the ends of the prongs, they should feel round, not flat and worn.
  • Uneven prong spacing. Most engagement rings are designed with prongs that are evenly spaced around the stone. If you notice uneven spacing, a prong has likely bent out of shape.

Prevent Scratches and Dings

Some precious metals are more prone to scratches than others. White gold, for instance, is often rhodium-plated, and a deep scratch will reveal the yellow gold underneath.

While jewellers can refinish the surface of a scratched ring, you should only undertake the process occasionally. Each time the ring is buffed, the jeweller removes a small amount of metal from the ring. The best measure, therefore, is prevention.

To avoid scratches and dings, remove your ring before engaging in these activities:

  • Exercise (particularly with weights)
  • Working with steel tools
  • Rock climbing

You can also prevent damage by removing your ring when you go swimming. In cold water, our fingers often shrink, and it’s easy for your rings to slip off. Even if you don’t lose your ring, it could get knocked up against rocks or other hard surfaces.

Insure Your Engagement Ring

Despite our best efforts, accidents sometimes happen. You can protect your treasured engagement ring with Q Report jewellery insurance. Lost diamond? You’re covered. Theft overseas? You’re covered. Your ring falls onto the driveway where it is subsequently run over by the car? Yes, it happened. And it was covered.

Don’t leave your engagement ring’s health to fate. Take care of it now so it will last for many generations. Keep it clean, maintain it regularly, and prevent damage by removing it when working with tools and weights. And finally, get a quote today for Q Report engagement ring insurance.

We look forward to protecting your precious ring.

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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