<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1" alt="facebook">
Skip to content
02 9234 0580
Pay My Policy
Get Quote
Start A Quote

Resources

Benefits

Claims

Testimonials

Resources

Q Report Resources

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Resource Centre

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Blog

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Videos

Watch expert tips, discover insurance benefits & hear real customer stories. 

FAQs

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Policy Information

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Target Market Determination

Click here to access the Target Market Determination (TMD) document.

Pay My Policy
02 9234 0580
Start A Quote
Engagement Ring 
Insurance
Ring Icon 2
Engagement Ring 
Insurance
Jewellery

Insurance
Jewellery Icon 2
Jewellery

Insurance
Watch
Insurance
Watch Icon 2
Watch
Insurance
Get Your Quote
02 9234 0580

Why Your Jewellery Assets Are Also Your Biggest Liability

Q Report Team

Updated on March 21, 2025
Related Posts
Featured Posts
form-profile
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Some of us have those particular pieces of jewellery which are worth a lot of money. Chances are that we want to pass them onto our children and grandchildren. Perhaps it's your engagement ring that means so much to you, or that watch your grandfather passed down. Whatever the item is, it's likely to have sentimental value... which is why it's important to make sure you protect that particular piece as best you can.

Some Jewels Are Too Precious To Lose

When it comes to your jewels, it's important to think about their safety. Not just in terms of where you keep them when you're at home, or how you take care of them to make sure they don’t get damaged. Everything from an unfortunate loss (because a ring slipped off your finger), to having a piece stolen right off your wrist whilst on a vacation, is a possibility. No doubt you'll be a lot safer if you take control and ensure you have the protection you need so that you can wear your jewellery without having to worry. At Q Report we believe that jewellery isn't meant to be locked away in a drawer. Jewellery is meant to be worn without fear of loss and in the unfortunate event of loss, having the piece of mind knowing that you would be covered.  

Won't My Home Contents Insurance Protect My Jewellery?

If you keep your jewellery at home all the time, then your home contents insurance will likely cover it in the event someone breaks into your home and steals your jewellery. However, most of us don't keep our jewellery under lock and key. We wear it. And unfortunately, if something happens while you're on vacation or going to a social event, you may find your insurance policy doesn't cover you like you thought it did. Who ever reads the fine print?

If you want to enjoy your jewellery while you have it and simultaneously protect it for the future generations, you would do well to have a policy explicitly for your jewellery. One that covers you when you're out and about, and lets you wear your jewels with confidence and peace of mind.

How To Choose the Right Protection For Your Most Precious Pieces

There are a lot of insurance companies and policies out there, but there are different factors to look out for. At Q Report we offer total, year-round, worldwide coverage for your jewellery. So it doesn't matter where you go when misfortune rears its ugly head. We also offer an annual revaluation of your jewellery at no cost, ensuring that you always have an accurate value for your jewellery. Our coverage can start immediately in most cases (before you even leave your jeweller) and we make sure you're covered up to 150 percent of the agreed value of your pieces. We'd like you to get the piece back exactly as it was, so it's important to us that you can return to your original jeweller in the event of a claim.

It's easy enough to get started. All you have to do is use our simple quote tool or contact us and see the costs and benefits of our policy.

 

 

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Some of us have those particular pieces of jewellery which are worth a lot of money. Chances are that we want to pass them onto our children and grandchildren. Perhaps it's your engagement ring that means so much to you, or that watch your grandfather passed down. Whatever the item is, it's likely to have sentimental value... which is why it's important to make sure you protect that particular piece as best you can.

Some Jewels Are Too Precious To Lose

When it comes to your jewels, it's important to think about their safety. Not just in terms of where you keep them when you're at home, or how you take care of them to make sure they don’t get damaged. Everything from an unfortunate loss (because a ring slipped off your finger), to having a piece stolen right off your wrist whilst on a vacation, is a possibility. No doubt you'll be a lot safer if you take control and ensure you have the protection you need so that you can wear your jewellery without having to worry. At Q Report we believe that jewellery isn't meant to be locked away in a drawer. Jewellery is meant to be worn without fear of loss and in the unfortunate event of loss, having the piece of mind knowing that you would be covered.  

Won't My Home Contents Insurance Protect My Jewellery?

If you keep your jewellery at home all the time, then your home contents insurance will likely cover it in the event someone breaks into your home and steals your jewellery. However, most of us don't keep our jewellery under lock and key. We wear it. And unfortunately, if something happens while you're on vacation or going to a social event, you may find your insurance policy doesn't cover you like you thought it did. Who ever reads the fine print?

If you want to enjoy your jewellery while you have it and simultaneously protect it for the future generations, you would do well to have a policy explicitly for your jewellery. One that covers you when you're out and about, and lets you wear your jewels with confidence and peace of mind.

How To Choose the Right Protection For Your Most Precious Pieces

There are a lot of insurance companies and policies out there, but there are different factors to look out for. At Q Report we offer total, year-round, worldwide coverage for your jewellery. So it doesn't matter where you go when misfortune rears its ugly head. We also offer an annual revaluation of your jewellery at no cost, ensuring that you always have an accurate value for your jewellery. Our coverage can start immediately in most cases (before you even leave your jeweller) and we make sure you're covered up to 150 percent of the agreed value of your pieces. We'd like you to get the piece back exactly as it was, so it's important to us that you can return to your original jeweller in the event of a claim.

It's easy enough to get started. All you have to do is use our simple quote tool or contact us and see the costs and benefits of our policy.

 

 

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in

Sapphire

Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum voluptate velit esse.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet. Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
0%

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

More Articles