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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Keep the Sparkler Sparklin’ in Summer

Q Report Team

Updated on October 06, 2022
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Keep the Sparkler Sparklin’ in Summer

Sun, surf, sand, swimming, sunbaking, sipping shampange (the ‘s’ theme seemed to be working) are all activities we associate with summer and it sounds like excellent fun, but what we can sometimes forget are the impacts they can have on our precious pieces of jewellery. So, while you’re busy preparing your summer body (aka shaving your legs after winter) we’ve put together a handy little FYI list of things to think about.

shutterstock_444819826.jpg

1. Exercising

If you’re the kind of person who heads to an outdoor bootcamp or pumps iron in the gym (good on you!) just have a think about whether you REALLY need to be wearing your ring while doing it. Sweat can actually speed up the tarnish process of sterling silver because the copper in it reacts to humidity and the elements. Ugh, science.

shutterstock_327107-1.jpg

2. Swimming

There’s nothing better than a really refreshing swim on a super hot day, right? Right. And we all know how our hands and feet can swell in the heat, because heat makes things expand (obviously), but a cold pool or ocean can have the opposite effect and make them shrink again. So just before you take a dip to cool off, be mindful that this shrinking effect could make your ring slip off. No one wants to play ‘Marco Polo’ with a precious engagement ring that’s sitting on the ocean floor.

shutterstock_232669249.jpg

3. Hanging in a hot tub

Ok, so technically not just a summer activity, but this is good info to know about hot tubs anyway. Chlorine wreaks absolute havoc on metals and even more so when it’s at a higher temperature. It can permanently damage or discolour gold, even white gold, and turn silver a light brown or even black (curse that copper, again). So maybe slip your piece off before taking some ‘me’ time in a tub. For the wearers of Platinum, it’s pretty resistant in this case.

shutterstock_106237769.jpg

4. Slip, slop, slapping.

While a very good thing to do for sun protection, lathering on sunscreen might give you some headaches when trying to take care of your ring a little later on. Lotion can get stuck in the tiny little crevices and under the prongs and then it’ll harden there, making it tough to clean. It can also leave a film over metal and stones so they’ll appear dull and a little less ‘bling-y’.

shutterstock_387153487.jpg

5. Getting a green thumb

Getting stuck into the garden can be pretty therapeutic and who doesn’t love wielding a pair of hedge clippers? (oh, not everyone?) But dirt and small rocks can be quite abrasive to jewellery and possibly even permanently damage it. Our advice? Get some gloves, or take the ring off. It’s just safer.

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
Featured Posts
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Jewellery Insurance

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play-audio
Listen to article
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Keep the Sparkler Sparklin’ in Summer

Sun, surf, sand, swimming, sunbaking, sipping shampange (the ‘s’ theme seemed to be working) are all activities we associate with summer and it sounds like excellent fun, but what we can sometimes forget are the impacts they can have on our precious pieces of jewellery. So, while you’re busy preparing your summer body (aka shaving your legs after winter) we’ve put together a handy little FYI list of things to think about.

shutterstock_444819826.jpg

1. Exercising

If you’re the kind of person who heads to an outdoor bootcamp or pumps iron in the gym (good on you!) just have a think about whether you REALLY need to be wearing your ring while doing it. Sweat can actually speed up the tarnish process of sterling silver because the copper in it reacts to humidity and the elements. Ugh, science.

shutterstock_327107-1.jpg

2. Swimming

There’s nothing better than a really refreshing swim on a super hot day, right? Right. And we all know how our hands and feet can swell in the heat, because heat makes things expand (obviously), but a cold pool or ocean can have the opposite effect and make them shrink again. So just before you take a dip to cool off, be mindful that this shrinking effect could make your ring slip off. No one wants to play ‘Marco Polo’ with a precious engagement ring that’s sitting on the ocean floor.

shutterstock_232669249.jpg

3. Hanging in a hot tub

Ok, so technically not just a summer activity, but this is good info to know about hot tubs anyway. Chlorine wreaks absolute havoc on metals and even more so when it’s at a higher temperature. It can permanently damage or discolour gold, even white gold, and turn silver a light brown or even black (curse that copper, again). So maybe slip your piece off before taking some ‘me’ time in a tub. For the wearers of Platinum, it’s pretty resistant in this case.

shutterstock_106237769.jpg

4. Slip, slop, slapping.

While a very good thing to do for sun protection, lathering on sunscreen might give you some headaches when trying to take care of your ring a little later on. Lotion can get stuck in the tiny little crevices and under the prongs and then it’ll harden there, making it tough to clean. It can also leave a film over metal and stones so they’ll appear dull and a little less ‘bling-y’.

shutterstock_387153487.jpg

5. Getting a green thumb

Getting stuck into the garden can be pretty therapeutic and who doesn’t love wielding a pair of hedge clippers? (oh, not everyone?) But dirt and small rocks can be quite abrasive to jewellery and possibly even permanently damage it. Our advice? Get some gloves, or take the ring off. It’s just safer.

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

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Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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