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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Making a Claim with Your Jewellery Insurance Policy

Q Report Team

Updated on March 21, 2025
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When it comes to making an insurance claim on your jewellery, it’s reassuring to know that you’re in safe hands.

At Q Report, we believe it is important to protect the things that you love—including your cherished jewellery.

So, we have spent a lot of time crafting comprehensive policies that make things easier when things go wrong. Whether you have lost your jewellery accidentally, experienced theft, or damaged a piece, our policies are there to support you.

This post will look at some of the issues that Q Report jewellery insurance policies have solved.

Claims from overseas

If you’re fond of travelling, having jewellery insurance for your valuables can offer unparalleled peace of mind. Our policies offer worldwide coverage, so if anything goes wrong while you’re abroad, we’re ready to help.

Recently, we provided support to Q Report customer Anne, who was the victim of a robbery while on holiday. Although she was halfway across the world, we got to work straight away.

“It didn’t matter that the police report was in French, Q Report said that would be fine...Even with that little hiccup, my claim was approved in 24 hours”, explains Anne.

We treat all of our customers with the same level of honesty, professionalism and urgency to guarantee their peace of mind in what is often an awful and highly stressful situation.

Claims for custom jewellery

 

 

Another policyholder called David was the victim of a robbery involving his wife’s custom-made engagement ring. Although the ring was a one-of a-kind piece, we made sure that David would be happy with the replacement.

David said: ‘When I first called Q Report, they were great. They were very sympathetic and understanding of the situation. But they were also very efficient and said, “This is what we need to do.”’

And so we took action, working with Simon—David’s custom jeweller—to have the issue resolved.

“The very next day we were contacted by Q Report,” said Simon, “So we got the process rolling to find the same type of stone straight away.”

Once the claim was underway, Q Report took every measure to give David and his wife a like-for-like replacement.

“The price had gone up a little bit from its purchase price,” said Simon. “Fortunately, Q Report had a 25 per cent buffer. Everything was wrapped up within about three weeks.”

We’re here and ready to help

These two incidents are shining examples of why it’s important to invest in jewellery insurance if you have beloved pieces in your life. More than that though, it shows the quality and committed process that the Q Report team adheres to: with the utmost priority, care and professionalism.

Instant Quote Now

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

When it comes to making an insurance claim on your jewellery, it’s reassuring to know that you’re in safe hands.

At Q Report, we believe it is important to protect the things that you love—including your cherished jewellery.

So, we have spent a lot of time crafting comprehensive policies that make things easier when things go wrong. Whether you have lost your jewellery accidentally, experienced theft, or damaged a piece, our policies are there to support you.

This post will look at some of the issues that Q Report jewellery insurance policies have solved.

Claims from overseas

If you’re fond of travelling, having jewellery insurance for your valuables can offer unparalleled peace of mind. Our policies offer worldwide coverage, so if anything goes wrong while you’re abroad, we’re ready to help.

Recently, we provided support to Q Report customer Anne, who was the victim of a robbery while on holiday. Although she was halfway across the world, we got to work straight away.

“It didn’t matter that the police report was in French, Q Report said that would be fine...Even with that little hiccup, my claim was approved in 24 hours”, explains Anne.

We treat all of our customers with the same level of honesty, professionalism and urgency to guarantee their peace of mind in what is often an awful and highly stressful situation.

Claims for custom jewellery

 

 

Another policyholder called David was the victim of a robbery involving his wife’s custom-made engagement ring. Although the ring was a one-of a-kind piece, we made sure that David would be happy with the replacement.

David said: ‘When I first called Q Report, they were great. They were very sympathetic and understanding of the situation. But they were also very efficient and said, “This is what we need to do.”’

And so we took action, working with Simon—David’s custom jeweller—to have the issue resolved.

“The very next day we were contacted by Q Report,” said Simon, “So we got the process rolling to find the same type of stone straight away.”

Once the claim was underway, Q Report took every measure to give David and his wife a like-for-like replacement.

“The price had gone up a little bit from its purchase price,” said Simon. “Fortunately, Q Report had a 25 per cent buffer. Everything was wrapped up within about three weeks.”

We’re here and ready to help

These two incidents are shining examples of why it’s important to invest in jewellery insurance if you have beloved pieces in your life. More than that though, it shows the quality and committed process that the Q Report team adheres to: with the utmost priority, care and professionalism.

Instant Quote Now

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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