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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Proposing at Home: Do’s and Don’ts

Q Report Team

Updated on March 17, 2025
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According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of proposals took place at home sweet home. It was the second most popular place, right after a scenic spot. It’s a clever idea for taking your partner by total surprise, and you’ll both feel comfortable and natural in the location you love best.

Plus, with most of us spending a whole lot more time in the nest during COVID lockdowns, an at-home proposal may be the perfect fit.

We’ve put together some Do’s and Don’ts to make your at-home proposal a memory your grandchildren will repeat to their kids. So let’s make it unforgettable.

Proposing at Home: The Do’s

A proposal at home checks all the boxes for heartfelt romance.

Do - Make a Fancy Meal from Scratch

Distract your significant other by planning a special date night at home. Play it cool, and buy the ingredients for their favourite meal. Don’t worry if your chef skills aren’t primo; if you can read a recipe, you can do this!

You can dial up the romance with a pressed tablecloth and drippy candles, and the rest is up to you! You can pull out that engagement ring (glinting in the candlelight) during dinner or wait until you bring out dessert. Either way, it will be a meal to remember.

Do - Spruce Up the Place

You’re going to be taking pictures, which will resurface from time to time throughout the rest of your lives. So dust off the furniture and sweep the floor. If you want to go the extra mile, you might consider decorations. For a surprise proposal, go for subtle decor. Maybe you unroll a banner with your declaration of love at just the right moment. If inconspicuous isn’t your style, pull out all the stops with balloons, streamers and confetti.

Do - Involve Your Loved Ones

If you need some assistance with your proposal, don’t hesitate to involve your loved ones. Maybe your cousins can provide a string quartet to serenade the two of you while you dine. Or perhaps you can include mum and dad by scheduling a video conference after she says, “I do!” Everyone loves a proposal, and those who love you relish seeing you glow.

Do - Have a Photoshoot

You don’t need a professional camera. Just grab a Polaroid or your phone, and tell your significant other that you’re going to have a photoshoot. As you’re snapping away, pull out the engagement ring! You can set the camera on a self-timer and capture the glorious reaction.

The Biggest ‘Do’ of All

Finally, we present our most important piece of advice: enjoy this special time to the fullest. It’s the start of something beautiful and far-reaching. We’re excited for you and offer our sincerest congratulations!

Proposing at Home: The Don’ts

For a picture-perfect proposal, there are a few things you don’t want to do as well. 

Don’t - Combine Photos with Breakfast in Bed

A first-thing-in-the-morning, sleepy-eyed proposal can be incredibly romantic. But don’t make the mistake of involving pictures. You don’t want your proposal memories to involve bed-head and unbrushed teeth.

Don’t - Do Anything Crazy with the Ring

There are some crazy proposal stories out there. Have you heard the one about the woman who swallowed her engagement ring because it was hidden in her milkshake? Don’t hide the ring in food. 

Also, avoid holding the ring over sinks, drains, grates, bodies of water or any other surface that could engulf and swallow that sparkler. 

Don’t - Propose Without a Ring

For some reason, many people don’t feel like they’re “officially engaged” until there’s a ring. So present that sparkler right from the start. And if you’re not sure what type of ring to buy, consider using a temporary or placeholder ring. That way, you have a ring for the proposal, but the two of you can return to the jeweller, and she can select the one she loves best. 

Don’t - Joke About Getting Married

“Just kidding!” proposals are NOT funny. Unless you enjoy painfully awkward moments and the potential of destroying your relationship, take proposals seriously. You’re asking your significant other to put everything on the line (just like you are), so don’t play with anyone’s emotions.

Don’t - Tell Too Many People about the Proposal

Before you ask, it’s wise to keep your proposal somewhat under wraps. For one, word might get out and ruin the surprise. Also, there’s always a slight chance that your partner might not feel ready for marriage, and you don’t want to have to go around explaining to everyone what happened.

Don’t - Forget to Insure the Ring

We’ve already mentioned a couple of potential ring mishaps. And while we’re assuming you won’t bury the ring in her milkshake or spaghetti, accidents do happen.

That’s why it’s important to insure the engagement ring from the moment you walk it out of the shop. Come what may, you’ll be able to replace or repair the ring if a diamond falls out, a thief steals it or it has an unfortunate run-in with a power tool.

To learn more about insuring your engagement ring with Q Report, call us at 1300 522 808, or get an online quote. With specialised jewellery insurance, your partner can wear that ring with peace of mind, knowing it’s completely protected.

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To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Listen to article
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According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of proposals took place at home sweet home. It was the second most popular place, right after a scenic spot. It’s a clever idea for taking your partner by total surprise, and you’ll both feel comfortable and natural in the location you love best.

Plus, with most of us spending a whole lot more time in the nest during COVID lockdowns, an at-home proposal may be the perfect fit.

We’ve put together some Do’s and Don’ts to make your at-home proposal a memory your grandchildren will repeat to their kids. So let’s make it unforgettable.

Proposing at Home: The Do’s

A proposal at home checks all the boxes for heartfelt romance.

Do - Make a Fancy Meal from Scratch

Distract your significant other by planning a special date night at home. Play it cool, and buy the ingredients for their favourite meal. Don’t worry if your chef skills aren’t primo; if you can read a recipe, you can do this!

You can dial up the romance with a pressed tablecloth and drippy candles, and the rest is up to you! You can pull out that engagement ring (glinting in the candlelight) during dinner or wait until you bring out dessert. Either way, it will be a meal to remember.

Do - Spruce Up the Place

You’re going to be taking pictures, which will resurface from time to time throughout the rest of your lives. So dust off the furniture and sweep the floor. If you want to go the extra mile, you might consider decorations. For a surprise proposal, go for subtle decor. Maybe you unroll a banner with your declaration of love at just the right moment. If inconspicuous isn’t your style, pull out all the stops with balloons, streamers and confetti.

Do - Involve Your Loved Ones

If you need some assistance with your proposal, don’t hesitate to involve your loved ones. Maybe your cousins can provide a string quartet to serenade the two of you while you dine. Or perhaps you can include mum and dad by scheduling a video conference after she says, “I do!” Everyone loves a proposal, and those who love you relish seeing you glow.

Do - Have a Photoshoot

You don’t need a professional camera. Just grab a Polaroid or your phone, and tell your significant other that you’re going to have a photoshoot. As you’re snapping away, pull out the engagement ring! You can set the camera on a self-timer and capture the glorious reaction.

The Biggest ‘Do’ of All

Finally, we present our most important piece of advice: enjoy this special time to the fullest. It’s the start of something beautiful and far-reaching. We’re excited for you and offer our sincerest congratulations!

Proposing at Home: The Don’ts

For a picture-perfect proposal, there are a few things you don’t want to do as well. 

Don’t - Combine Photos with Breakfast in Bed

A first-thing-in-the-morning, sleepy-eyed proposal can be incredibly romantic. But don’t make the mistake of involving pictures. You don’t want your proposal memories to involve bed-head and unbrushed teeth.

Don’t - Do Anything Crazy with the Ring

There are some crazy proposal stories out there. Have you heard the one about the woman who swallowed her engagement ring because it was hidden in her milkshake? Don’t hide the ring in food. 

Also, avoid holding the ring over sinks, drains, grates, bodies of water or any other surface that could engulf and swallow that sparkler. 

Don’t - Propose Without a Ring

For some reason, many people don’t feel like they’re “officially engaged” until there’s a ring. So present that sparkler right from the start. And if you’re not sure what type of ring to buy, consider using a temporary or placeholder ring. That way, you have a ring for the proposal, but the two of you can return to the jeweller, and she can select the one she loves best. 

Don’t - Joke About Getting Married

“Just kidding!” proposals are NOT funny. Unless you enjoy painfully awkward moments and the potential of destroying your relationship, take proposals seriously. You’re asking your significant other to put everything on the line (just like you are), so don’t play with anyone’s emotions.

Don’t - Tell Too Many People about the Proposal

Before you ask, it’s wise to keep your proposal somewhat under wraps. For one, word might get out and ruin the surprise. Also, there’s always a slight chance that your partner might not feel ready for marriage, and you don’t want to have to go around explaining to everyone what happened.

Don’t - Forget to Insure the Ring

We’ve already mentioned a couple of potential ring mishaps. And while we’re assuming you won’t bury the ring in her milkshake or spaghetti, accidents do happen.

That’s why it’s important to insure the engagement ring from the moment you walk it out of the shop. Come what may, you’ll be able to replace or repair the ring if a diamond falls out, a thief steals it or it has an unfortunate run-in with a power tool.

To learn more about insuring your engagement ring with Q Report, call us at 1300 522 808, or get an online quote. With specialised jewellery insurance, your partner can wear that ring with peace of mind, knowing it’s completely protected.

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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