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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Proposing Overseas: Your Complete Checklist

Q Report Team

Updated on March 17, 2025
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It’s the beginning of your lives together. How do you picture the proposal?

 

  • At sunset on a palm tree-fringed beach?
  • Soaking up crystal-clear mountain views?
  • Relaxing at a charming Parisian bistro?

Whatever you have in mind, we’ve put together your complete checklist for the perfect overseas proposal. All you have to do is put the plan in action and enjoy your dream come true!

The Ring

Before you purchase your plane tickets or even reserve your hotel, start shopping for the perfect engagement ring. Until you begin shopping, it’s impossible to know how much time you need.

Bespoke rings may require several months until completion, depending on the materials and stones you choose. Even if you purchase a standard ring from a jeweller, it may need to be resized or customised in some way.

Do you intend to surprise her? Do as much “research” as you can to discover what kind of engagement ring she’d prefer. You could spy on her Pinterest boards, talk with her friends or look through her jewellery collection. Check out our handy tips on how to get the right size when you want to surprise her with an engagement ring.

If you don’t already have a family jeweller, visit a local Q Certified jeweller. Not only will you receive stellar service, but you’ll also be able to obtain insurance at the moment of purchase. It will be insured from the moment you walk it out of the shop.

Insurance

Why is it so important to insure the ring? It’s such a small item, and yet, it’s so valuable! Some people think their home and contents policy will cover engagement rings. While you might receive a little benefit from home and contents insurance, it won’t protect your ring while you’re overseas. And in most cases, you won’t receive enough of a benefit to replace the item.

What about travel insurance? Will it cover your engagement ring? Unfortunately, travel insurance policies usually place a low per-item value on each object you carry. It’s common for these policies to place a $700 limit on each item, hardly enough to replace fine jewellery.

With Q Report jewellery insurance, your ring will be covered no matter how far you roam. The cover is explicitly tied to the ring, and we make sure you can always receive full replacement value. Don’t head to the airport until you’re sure you have full coverage.

Hotel

When you book your accommodations, be sure to ask if they have a safety deposit box you can use during your stay.

Speak with a manager and explain your plans for the trip. They’ll be more than happy to help and may even have specific ideas and advice about keeping the ring safe until the special moment arrives. They may even assist you with the proposal itself, distracting your partner with a welcoming drink to allow you to slip the ring into the safe behind the check-in desk.

Packing

Travelling with an engagement ring doesn’t have to cause anxiety. Lighten your mental load and enjoy your time together by following these tips:

  • Keep it on you if you can.
  • Pack the ring in your cabin baggage to avoid being separated from it through customs and travel.
  • In case your partner rummages through your bag, swap the ring box for a container of a different shape. For example, you could position the ring box inside a pair of socks.
  • If you’re concerned about the ring being discovered when you go through customs, put a note on the box saying, “Please keep this secret: it’s an engagement ring.” Most people are thrilled to assist you in accomplishing your mission.

Making the Most of Your Trip

Although you’re probably feeling laser-focused on the proposal itself, don’t neglect to take care with the rest of your trip planning. You’ll tell stories about this trip for the rest of your lives, so be thoughtful with your itinerary, locations and bookings.

To learn more about how we can help you with protecting your engagement ring, reach out to us, or you can get a free, instant quote today.


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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
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Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

It’s the beginning of your lives together. How do you picture the proposal?

 

  • At sunset on a palm tree-fringed beach?
  • Soaking up crystal-clear mountain views?
  • Relaxing at a charming Parisian bistro?

Whatever you have in mind, we’ve put together your complete checklist for the perfect overseas proposal. All you have to do is put the plan in action and enjoy your dream come true!

The Ring

Before you purchase your plane tickets or even reserve your hotel, start shopping for the perfect engagement ring. Until you begin shopping, it’s impossible to know how much time you need.

Bespoke rings may require several months until completion, depending on the materials and stones you choose. Even if you purchase a standard ring from a jeweller, it may need to be resized or customised in some way.

Do you intend to surprise her? Do as much “research” as you can to discover what kind of engagement ring she’d prefer. You could spy on her Pinterest boards, talk with her friends or look through her jewellery collection. Check out our handy tips on how to get the right size when you want to surprise her with an engagement ring.

If you don’t already have a family jeweller, visit a local Q Certified jeweller. Not only will you receive stellar service, but you’ll also be able to obtain insurance at the moment of purchase. It will be insured from the moment you walk it out of the shop.

Insurance

Why is it so important to insure the ring? It’s such a small item, and yet, it’s so valuable! Some people think their home and contents policy will cover engagement rings. While you might receive a little benefit from home and contents insurance, it won’t protect your ring while you’re overseas. And in most cases, you won’t receive enough of a benefit to replace the item.

What about travel insurance? Will it cover your engagement ring? Unfortunately, travel insurance policies usually place a low per-item value on each object you carry. It’s common for these policies to place a $700 limit on each item, hardly enough to replace fine jewellery.

With Q Report jewellery insurance, your ring will be covered no matter how far you roam. The cover is explicitly tied to the ring, and we make sure you can always receive full replacement value. Don’t head to the airport until you’re sure you have full coverage.

Hotel

When you book your accommodations, be sure to ask if they have a safety deposit box you can use during your stay.

Speak with a manager and explain your plans for the trip. They’ll be more than happy to help and may even have specific ideas and advice about keeping the ring safe until the special moment arrives. They may even assist you with the proposal itself, distracting your partner with a welcoming drink to allow you to slip the ring into the safe behind the check-in desk.

Packing

Travelling with an engagement ring doesn’t have to cause anxiety. Lighten your mental load and enjoy your time together by following these tips:

  • Keep it on you if you can.
  • Pack the ring in your cabin baggage to avoid being separated from it through customs and travel.
  • In case your partner rummages through your bag, swap the ring box for a container of a different shape. For example, you could position the ring box inside a pair of socks.
  • If you’re concerned about the ring being discovered when you go through customs, put a note on the box saying, “Please keep this secret: it’s an engagement ring.” Most people are thrilled to assist you in accomplishing your mission.

Making the Most of Your Trip

Although you’re probably feeling laser-focused on the proposal itself, don’t neglect to take care with the rest of your trip planning. You’ll tell stories about this trip for the rest of your lives, so be thoughtful with your itinerary, locations and bookings.

To learn more about how we can help you with protecting your engagement ring, reach out to us, or you can get a free, instant quote today.


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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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