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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Should You Insure Your Diamond Tennis Bracelet?

Q Report Team

Updated on March 18, 2025
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A tennis bracelet is an elegant piece of jewellery that has a simple, timeless style. Whether you’ve bought one for yourself, received one as a present, or inherited a tennis bracelet, it’s something you’re sure to keep and cherish.

Although you probably do your best to take care of your jewellery, it can unfortunately be damaged, lost, or stolen. If any of this happens, you’ll want to be able to easily replace it or have it repaired. That’s why jewellery insurance is a good option. Once you start to acquire valuable pieces like a diamond tennis bracelet, you should take steps to protect them.

The following discusses the ins and outs of insuring your diamond tennis bracelet and answers some frequently asked questions about protecting this type of valuable jewellery.

Will Home and Contents Insurance Cover Your Diamond Tennis Bracelet?

You might assume that your home and contents insurance provides adequate coverage for jewellery like your diamond tennis bracelet, but that’s usually not the case. Many times your jewellery isn’t covered, especially if it’s outside of your home when it’s lost, stolen, or damaged.

Even if your home and contents insurer provides some level of coverage, you’re unlikely to receive its full value. And you’ll probably be sent to a jeweller of your insurance company’s choosing to get a replacement or to have repairs performed.

What Insurance Do You Need for Your Diamond Tennis Bracelet?

Specialised jewellery insurance is the best type to purchase for your diamond tennis bracelet and other jewellery. This lets you make certain that your pieces are specifically covered and gives you peace of mind, especially when you wear your diamond tennis bracelet outside your home. And since the insurance costs only a very small percentage of what your bracelet is worth, it’s quite affordable.

Jewellery insurance offers many benefits specific to the items involved in the claim. Instead of simply covering your jewellery as if it were a home appliance or other household item, cover it with specialised cover that addresses its value and the particular circumstances you may find yourself in if you need to file a claim.

What Company Should You Insure Your Jewellery With?

Q Report has been providing Austalians with specialised jewellery insurance for over a decade. During that time, we’ve become the country’s most trusted and top-rated jewellery insurance provider.

We’re jewellery experts who know a great deal about what we’re insuring and are able to appreciate its beauty and value. And with us, your diamond tennis bracelet policy is backed by a world-leading insurer of fine arts and valuables.

What Benefits Does Q Report Jewellery Insurance Provide?

When you insure your diamond tennis bracelet or other jewellery with us, you can expect the following:

  • Top-tier customer service - If you need to make a claim, you’ll deal directly with us. You won’t be passed off to another department or company.
  • Free yearly revaluation service - Our experts will revalue your jewellery every year at no charge to make sure this figure is still correct. We realise that since the value of gems, metals, and the entire piece may fluctuate over time so the value it’s assigned for insurance purposes needs to be up to date and accurate.
  • Ability to choose your own jeweller - You can visit your own trusted jeweller for repairs or replacement pieces. Many companies try to make you see their own jeweller with whom they’ve negotiated reduced rates.
  • Coverage for agreed value - Unlike many insurance companies, we provide coverage for the agreed value that’s stated in your policy. Some others will only pay out “up to” the stated amount.
  • Additional coverage - If for some reason we can’t put you back in the same position you were before your claim, we have an additional 50% of the insured value as a buffer available to pay toward your claim.
  • Coverage for every conceivable event - We’ll cover your diamond tennis bracelet or other jewellery against theft, loss, mysterious disappearance, damage, and natural disasters.

To protect the value of your diamond tennis bracelet’s value, obtain an instant online quote today. We look forward to serving you and to providing your jewellery with the protection it needs so you can wear and enjoy it in confidence.

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
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Jewellery Insurance

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play-audio
Listen to article
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A tennis bracelet is an elegant piece of jewellery that has a simple, timeless style. Whether you’ve bought one for yourself, received one as a present, or inherited a tennis bracelet, it’s something you’re sure to keep and cherish.

Although you probably do your best to take care of your jewellery, it can unfortunately be damaged, lost, or stolen. If any of this happens, you’ll want to be able to easily replace it or have it repaired. That’s why jewellery insurance is a good option. Once you start to acquire valuable pieces like a diamond tennis bracelet, you should take steps to protect them.

The following discusses the ins and outs of insuring your diamond tennis bracelet and answers some frequently asked questions about protecting this type of valuable jewellery.

Will Home and Contents Insurance Cover Your Diamond Tennis Bracelet?

You might assume that your home and contents insurance provides adequate coverage for jewellery like your diamond tennis bracelet, but that’s usually not the case. Many times your jewellery isn’t covered, especially if it’s outside of your home when it’s lost, stolen, or damaged.

Even if your home and contents insurer provides some level of coverage, you’re unlikely to receive its full value. And you’ll probably be sent to a jeweller of your insurance company’s choosing to get a replacement or to have repairs performed.

What Insurance Do You Need for Your Diamond Tennis Bracelet?

Specialised jewellery insurance is the best type to purchase for your diamond tennis bracelet and other jewellery. This lets you make certain that your pieces are specifically covered and gives you peace of mind, especially when you wear your diamond tennis bracelet outside your home. And since the insurance costs only a very small percentage of what your bracelet is worth, it’s quite affordable.

Jewellery insurance offers many benefits specific to the items involved in the claim. Instead of simply covering your jewellery as if it were a home appliance or other household item, cover it with specialised cover that addresses its value and the particular circumstances you may find yourself in if you need to file a claim.

What Company Should You Insure Your Jewellery With?

Q Report has been providing Austalians with specialised jewellery insurance for over a decade. During that time, we’ve become the country’s most trusted and top-rated jewellery insurance provider.

We’re jewellery experts who know a great deal about what we’re insuring and are able to appreciate its beauty and value. And with us, your diamond tennis bracelet policy is backed by a world-leading insurer of fine arts and valuables.

What Benefits Does Q Report Jewellery Insurance Provide?

When you insure your diamond tennis bracelet or other jewellery with us, you can expect the following:

  • Top-tier customer service - If you need to make a claim, you’ll deal directly with us. You won’t be passed off to another department or company.
  • Free yearly revaluation service - Our experts will revalue your jewellery every year at no charge to make sure this figure is still correct. We realise that since the value of gems, metals, and the entire piece may fluctuate over time so the value it’s assigned for insurance purposes needs to be up to date and accurate.
  • Ability to choose your own jeweller - You can visit your own trusted jeweller for repairs or replacement pieces. Many companies try to make you see their own jeweller with whom they’ve negotiated reduced rates.
  • Coverage for agreed value - Unlike many insurance companies, we provide coverage for the agreed value that’s stated in your policy. Some others will only pay out “up to” the stated amount.
  • Additional coverage - If for some reason we can’t put you back in the same position you were before your claim, we have an additional 50% of the insured value as a buffer available to pay toward your claim.
  • Coverage for every conceivable event - We’ll cover your diamond tennis bracelet or other jewellery against theft, loss, mysterious disappearance, damage, and natural disasters.

To protect the value of your diamond tennis bracelet’s value, obtain an instant online quote today. We look forward to serving you and to providing your jewellery with the protection it needs so you can wear and enjoy it in confidence.

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

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Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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