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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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The Do's and Don'ts of Proposing on Valentines Day

Q Report Team

Updated on March 19, 2025
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Valentine's Day is a very romantic day of the year to propose - you will always remember this as a special day. Here are a few tips and tricks to make sure your proposal will be a success!

DO be aware of how she would want to look on the day she is proposed to. Would she be disappointed if she were wearing tracksuit pants on the day? Make sure you give a good reason for her to get dressed up beforehand.

DON'T overdo it. You don't need a band, boat, fireworks, circus performers, and jet flyovers all at once. Just a couple of surprises is enough.

DO find a way to surprise her, even when she may have a suspicion that you might ask. Use a distraction - for example, lead her to believe that you'll be taking her out for dinner, and just as you're about to leave the front gate a band appears to serenade her with a song you have written.

DON'T propose at the most expected time. The element of surprise is essential for proposing on Valentines Day! But don’t wait forever on the night either, especially if you have gone out for dinner. You could be so nervous you lose your appetite, eat that entire lobster and never taste a thing.

DO think of how you will document the proposal. You might want to hire a professional photographer to capture those perfect images. If she's the private type and a little camera shy you will want to avoid this. However, you could always have a $10 selfie stick on hand to do the job.

DON'T hide the ring somewhere silly, dangerous or (again) predictable. The champagne glass has been done a million times, the centre of a cupcake may break teeth or require a trip to the hospital, and you definitely don't want to hide it somewhere it might get lost or stolen. As a jewellery insurance company, we can assure you we're seen many horror stories!

DO decide whether or not she would appreciate a public or private proposal based on her personality. She may dream of a dramatic public proposal, or she might be horrified at the idea!

DON'T be weird, don't try to scare her in any way. "Surprise" doesn't mean THAT kind of surprise.

DO have a sense of humour if things go wrong. Laughing at a mistake or even total failure when it begins raining on the dance group you organised will only add character to the story when you re-tell it later.

DON'T think you can predict exactly how she will react. If you expect her to laugh, she might cry. If you expect her to cry, she might scream and swear! Oh and if you're not 100% sure she will say yes, stay away from the big public display, it could be emotionally scarring... for you.

DON'T be afraid to show your feelings. It's perfectly fine for men to cry when they are proposing. Showing emotion lets your partner see how much conviction you have in asking the question.

DO get your ring insured! Don't end up like this guy and lose the ring during the big moment.

Click here to protect the things you love with Q Report Jewellery Insurance.

Instant Quote Now

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
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Jewellery Insurance

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play-audio
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Valentine's Day is a very romantic day of the year to propose - you will always remember this as a special day. Here are a few tips and tricks to make sure your proposal will be a success!

DO be aware of how she would want to look on the day she is proposed to. Would she be disappointed if she were wearing tracksuit pants on the day? Make sure you give a good reason for her to get dressed up beforehand.

DON'T overdo it. You don't need a band, boat, fireworks, circus performers, and jet flyovers all at once. Just a couple of surprises is enough.

DO find a way to surprise her, even when she may have a suspicion that you might ask. Use a distraction - for example, lead her to believe that you'll be taking her out for dinner, and just as you're about to leave the front gate a band appears to serenade her with a song you have written.

DON'T propose at the most expected time. The element of surprise is essential for proposing on Valentines Day! But don’t wait forever on the night either, especially if you have gone out for dinner. You could be so nervous you lose your appetite, eat that entire lobster and never taste a thing.

DO think of how you will document the proposal. You might want to hire a professional photographer to capture those perfect images. If she's the private type and a little camera shy you will want to avoid this. However, you could always have a $10 selfie stick on hand to do the job.

DON'T hide the ring somewhere silly, dangerous or (again) predictable. The champagne glass has been done a million times, the centre of a cupcake may break teeth or require a trip to the hospital, and you definitely don't want to hide it somewhere it might get lost or stolen. As a jewellery insurance company, we can assure you we're seen many horror stories!

DO decide whether or not she would appreciate a public or private proposal based on her personality. She may dream of a dramatic public proposal, or she might be horrified at the idea!

DON'T be weird, don't try to scare her in any way. "Surprise" doesn't mean THAT kind of surprise.

DO have a sense of humour if things go wrong. Laughing at a mistake or even total failure when it begins raining on the dance group you organised will only add character to the story when you re-tell it later.

DON'T think you can predict exactly how she will react. If you expect her to laugh, she might cry. If you expect her to cry, she might scream and swear! Oh and if you're not 100% sure she will say yes, stay away from the big public display, it could be emotionally scarring... for you.

DON'T be afraid to show your feelings. It's perfectly fine for men to cry when they are proposing. Showing emotion lets your partner see how much conviction you have in asking the question.

DO get your ring insured! Don't end up like this guy and lose the ring during the big moment.

Click here to protect the things you love with Q Report Jewellery Insurance.

Instant Quote Now

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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