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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

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Find answers to common questions about jewellery, engagement ring & watch insurance. 

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Why Some Diamond Rings Are More Vulnerable To Damage Then Others

Q Report Team

Updated on March 17, 2025
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It’s true that diamonds are the hardest naturally occurring material known to man, but that doesn’t mean diamond rings are invulnerable to damage. When it comes to minerals, hardness and toughness are different traits, and while diamonds are famously hard, they’re not terribly tough, especially when they’re cut in certain ways.

That’s why it’s important to consider the kind of wear and tear a diamond ring will face when you’re selecting the style and cut. In this post, we’ll look at some of the factors to keep in mind as you choose a ring. If you already have a ring, the following information will also inform you as to what precautions you can take to protect it.

Shapes with Pointed Corners

Some diamond shapes (such as marquise, pear, radiant, princess, trillion and triangular cuts) have pointed corners and are prone to chipping if the points hit a hard surface like a kitchen counter.

Jewellers often set these diamonds with “V” shaped claws to protect their edges, but a hard blow to a claw at the corner of a princess cut diamond may still result in a chip. In order to protect these vulnerable edges, some jewellers use a unique new cutting technique called “chamfering.” This technique places a tiny flat facet on each of the corners, which blunts any blows and prevents chipping.

Shapes with an Exposed Culet

Nearly all diamond shapes come to a point at the bottom, and this point is called the “culet.” Since the culet is usually a sharp point, it is susceptible to chipping. In most settings, however, the culet is protected by the setting. Be cautious about any setting that leaves the culet exposed. Another problem is that if a stone is set too low, the culet can dig into the finger, making it uncomfortable.

Cuts with Thin Girdles

A diamond’s girdle is the thin perimeter of the stone that divides the crown (the top) from the pavilion (the bottom). Diamonds with thin girdles are more prone to chipping than diamonds with thick girdles.

Princess cuts are especially prone to damage if they have thin girdles, and you’ll want to be careful with marquise and emerald cuts as well. The setting you choose can help to protect diamonds with thin girdles.

Settings Can Add Significant Protection

Some settings leave stones vulnerable to chips and cracks while others are very good at protecting the stones. Bezels, partial bezels and settings with V-shaped claws offer more protection than many other settings. If you’ve chosen a diamond with pointed corners or a thin girdle, you may want to consider one of these setting styles.

Tension settings, on the other hand, may put your diamond at risk because the mounting constantly exerts pressure on the stone. If you accidentally hit the side of the ring, the girdle will experience even more pressure, leaving the exposed sides vulnerable to even casual wear.

The Best Rings for Avoiding Damage

Anytime your ring snags on your clothing or knocks against hard surfaces, it could suffer damage. Therefore, you may want to avoid cathedral settings, which position the stone so high that it easily catches on things.

For maximum security, you may consider a diamond with rounded sides, such as a round or an oval or cushion. Without corners or sharp edges, your stone will be much less likely to suffer from chips and cracks.

As for the setting, look for a design that keeps the stone as close as possible to the band. Bezel designs are perfect for people with an active lifestyle who are concerned about the safety of their diamond rings and are also popular with young mothers.

If you choose a setting that features prongs, opt for a 6-prong setting rather than a 4-prong setting. The addition of just two prongs will reduce the likelihood that your diamond will be damaged or lost.

Then there is the other approach. Choose what you love and leave the risk to us. If a ring is well made, the risks aren’t eliminated but reduced. It then becomes our problem if you insure with us.. When your diamond ring is covered with Q Report jewellery insurance, you can always return to your original jeweller for repairs or replacement. Get in touch with us today to find out how easy it is to protect the things you love.

 

Damage Coverage

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
Featured Posts
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Jewellery Insurance

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play-audio
Listen to article
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It’s true that diamonds are the hardest naturally occurring material known to man, but that doesn’t mean diamond rings are invulnerable to damage. When it comes to minerals, hardness and toughness are different traits, and while diamonds are famously hard, they’re not terribly tough, especially when they’re cut in certain ways.

That’s why it’s important to consider the kind of wear and tear a diamond ring will face when you’re selecting the style and cut. In this post, we’ll look at some of the factors to keep in mind as you choose a ring. If you already have a ring, the following information will also inform you as to what precautions you can take to protect it.

Shapes with Pointed Corners

Some diamond shapes (such as marquise, pear, radiant, princess, trillion and triangular cuts) have pointed corners and are prone to chipping if the points hit a hard surface like a kitchen counter.

Jewellers often set these diamonds with “V” shaped claws to protect their edges, but a hard blow to a claw at the corner of a princess cut diamond may still result in a chip. In order to protect these vulnerable edges, some jewellers use a unique new cutting technique called “chamfering.” This technique places a tiny flat facet on each of the corners, which blunts any blows and prevents chipping.

Shapes with an Exposed Culet

Nearly all diamond shapes come to a point at the bottom, and this point is called the “culet.” Since the culet is usually a sharp point, it is susceptible to chipping. In most settings, however, the culet is protected by the setting. Be cautious about any setting that leaves the culet exposed. Another problem is that if a stone is set too low, the culet can dig into the finger, making it uncomfortable.

Cuts with Thin Girdles

A diamond’s girdle is the thin perimeter of the stone that divides the crown (the top) from the pavilion (the bottom). Diamonds with thin girdles are more prone to chipping than diamonds with thick girdles.

Princess cuts are especially prone to damage if they have thin girdles, and you’ll want to be careful with marquise and emerald cuts as well. The setting you choose can help to protect diamonds with thin girdles.

Settings Can Add Significant Protection

Some settings leave stones vulnerable to chips and cracks while others are very good at protecting the stones. Bezels, partial bezels and settings with V-shaped claws offer more protection than many other settings. If you’ve chosen a diamond with pointed corners or a thin girdle, you may want to consider one of these setting styles.

Tension settings, on the other hand, may put your diamond at risk because the mounting constantly exerts pressure on the stone. If you accidentally hit the side of the ring, the girdle will experience even more pressure, leaving the exposed sides vulnerable to even casual wear.

The Best Rings for Avoiding Damage

Anytime your ring snags on your clothing or knocks against hard surfaces, it could suffer damage. Therefore, you may want to avoid cathedral settings, which position the stone so high that it easily catches on things.

For maximum security, you may consider a diamond with rounded sides, such as a round or an oval or cushion. Without corners or sharp edges, your stone will be much less likely to suffer from chips and cracks.

As for the setting, look for a design that keeps the stone as close as possible to the band. Bezel designs are perfect for people with an active lifestyle who are concerned about the safety of their diamond rings and are also popular with young mothers.

If you choose a setting that features prongs, opt for a 6-prong setting rather than a 4-prong setting. The addition of just two prongs will reduce the likelihood that your diamond will be damaged or lost.

Then there is the other approach. Choose what you love and leave the risk to us. If a ring is well made, the risks aren’t eliminated but reduced. It then becomes our problem if you insure with us.. When your diamond ring is covered with Q Report jewellery insurance, you can always return to your original jeweller for repairs or replacement. Get in touch with us today to find out how easy it is to protect the things you love.

 

Damage Coverage

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

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Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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