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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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What Type Of Insurance Do You Really Need?

Q Report Team

Updated on March 20, 2025
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Jewellery Insurance

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Having insurance for your home and its contents means that in the event of a tragedy, such as a fire or theft, you won’t be left out of pocket. However, choosing the right insurance policy can be difficult. There are a number of policies on offer from different companies, and they all come with their own fine print.

The insurance that you choose is dependent on a few factors. One of the main aspects to consider is whether you have any kind of valuable collection in your house. Whether it’s limited edition records, stamps or jewellery, these items are all significant to the people collecting them.

What is Contents Insurance?

Contents Insurance covers the items in your home such as furniture, electronics, clothing, sporting equipment and to a very limited extent, some jewellery. This type of insurance covers the cost of replacement if you suffered damage or loss from a robbery.

What are the different types of Contents Insurance?

There are many different types of Contents Insurance, and you need to find what works for you. The two main types of Contents Insurance are:

  • Content policies that cover the value of your belongings at pretty much a set value at which you took out the policy; or
  • New for old policies that replace stolen, broken and damaged goods with new versions.

There are two main options when it comes to coverage:

  • Defined events insurance covers your belongings in the case of certain situations like fire, flooding, explosions, earthquakes and theft
  • Accident coverage covers accidental damage such as your TV falling off a table or dropping your phone in water.

It’s important to keep in mind that many Contents Insurance policies offer limited cover (or none at all) for possessions that you lose or damage outside of your home. This means that items that you use outside of your property, like laptops or valuable jewellery, won’t be covered if something were to happen to them when you’re not at home. If your Contents Insurance provider doesn’t cover these situations, then it’s worthwhile looking into insurance policies that do.

Q Report Jewellery Insurance

We understand that no two jewellers are the same and you’d want to replace your jewellery with something that is as close to the original as possible. This is why our comprehensive jewellery insurance doesn’t just cover the value of your precious jewellery, but it also gives you the option to return to the original jeweller to replace your lost or damaged item. Our “Contents Insurance” offer for jewellery goes above and beyond other offerings so that you can wear your beautiful pieces wherever you go.

We have three different offerings, each of which can be tailored to suit your individual needs:

  • Q Pocket: Q Pocket covers items between $1000 and $5000. It comes with instant worldwide cover, the option to return to your jeweller and free annual revaluation of your jewellery.
  • Q Classic: Q Classic covers jewellery from $5001 upwards. It comes with the same benefits as above. If you purchase more jewellery, it is simple to upgrade from the Q Pocket to the Q Classic.
  • Watch Insurance: This is our specialised watch insurance. We know a watch is more than a decorative item; it’s a statement and an extension of your own personal brand. Our watch insurance is tailored to individual plans and has all the benefits of our jewellery insurance policies.

Having Contents Insurance for your belongings is necessary for peace of mind. However, make sure to check the fine print on your policy. If you find your policy is missing what’s important to you, like comprehensive jewellery cover, you can ensure that your jewellery is protected by taking out specialist jewellery insurance with Q Report. Learn more about Q Report Jewellery Insurance here.

 

Try our free Jewellery Insurance Quote Tool

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Having insurance for your home and its contents means that in the event of a tragedy, such as a fire or theft, you won’t be left out of pocket. However, choosing the right insurance policy can be difficult. There are a number of policies on offer from different companies, and they all come with their own fine print.

The insurance that you choose is dependent on a few factors. One of the main aspects to consider is whether you have any kind of valuable collection in your house. Whether it’s limited edition records, stamps or jewellery, these items are all significant to the people collecting them.

What is Contents Insurance?

Contents Insurance covers the items in your home such as furniture, electronics, clothing, sporting equipment and to a very limited extent, some jewellery. This type of insurance covers the cost of replacement if you suffered damage or loss from a robbery.

What are the different types of Contents Insurance?

There are many different types of Contents Insurance, and you need to find what works for you. The two main types of Contents Insurance are:

  • Content policies that cover the value of your belongings at pretty much a set value at which you took out the policy; or
  • New for old policies that replace stolen, broken and damaged goods with new versions.

There are two main options when it comes to coverage:

  • Defined events insurance covers your belongings in the case of certain situations like fire, flooding, explosions, earthquakes and theft
  • Accident coverage covers accidental damage such as your TV falling off a table or dropping your phone in water.

It’s important to keep in mind that many Contents Insurance policies offer limited cover (or none at all) for possessions that you lose or damage outside of your home. This means that items that you use outside of your property, like laptops or valuable jewellery, won’t be covered if something were to happen to them when you’re not at home. If your Contents Insurance provider doesn’t cover these situations, then it’s worthwhile looking into insurance policies that do.

Q Report Jewellery Insurance

We understand that no two jewellers are the same and you’d want to replace your jewellery with something that is as close to the original as possible. This is why our comprehensive jewellery insurance doesn’t just cover the value of your precious jewellery, but it also gives you the option to return to the original jeweller to replace your lost or damaged item. Our “Contents Insurance” offer for jewellery goes above and beyond other offerings so that you can wear your beautiful pieces wherever you go.

We have three different offerings, each of which can be tailored to suit your individual needs:

  • Q Pocket: Q Pocket covers items between $1000 and $5000. It comes with instant worldwide cover, the option to return to your jeweller and free annual revaluation of your jewellery.
  • Q Classic: Q Classic covers jewellery from $5001 upwards. It comes with the same benefits as above. If you purchase more jewellery, it is simple to upgrade from the Q Pocket to the Q Classic.
  • Watch Insurance: This is our specialised watch insurance. We know a watch is more than a decorative item; it’s a statement and an extension of your own personal brand. Our watch insurance is tailored to individual plans and has all the benefits of our jewellery insurance policies.

Having Contents Insurance for your belongings is necessary for peace of mind. However, make sure to check the fine print on your policy. If you find your policy is missing what’s important to you, like comprehensive jewellery cover, you can ensure that your jewellery is protected by taking out specialist jewellery insurance with Q Report. Learn more about Q Report Jewellery Insurance here.

 

Try our free Jewellery Insurance Quote Tool

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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