Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.
Jewellery is not a necessity, but there’s no doubt it holds an emotional allure. You might be looking to treat a significant other with a new ring, or yourself to a fancy watch or bracelet. Whatever the reason, once it is a part of your life, it’s likely to become a sentimental item nonetheless. So, if something were ever to happen to it—say it gets lost, stolen or damaged—having some form of insurance goes a long way to making things right again.
However, many people that own valuable pieces do not have stand alone jewellery insurance, which could end up being a huge problem. This guide aims to solve this problem by showing you the importance of this kind of coverage.
It’s not uncommon to assume that your home insurance policy might cover your jewellery in the event of loss, theft or damage. However, many policies will actually only offer limited protection and coverage when it comes to jewellery. This can leave you with no real way to recover your lost valuables, which should never be the case for valuables that you cherish. Also, if you do decide to use your home insurance, expect to pay a large excess and higher rates the following year as a result. Another cause for concern is who your insurer will be using to replace any lost jewellery. Instead of using a preferred jeweller, they’re likely to have their own on hand—one that might not quite meet your specific tastes, or prone to under-evaluating pieces.
With standalone jewellery insurance, your valuables are comprehensively covered. Insurers such as Q Report focus on specialist options that are tailored to offer customers unparalleled peace of mind when it comes to their valuables. Some of the main benefits when compared to other insurance policies include:
Simply put, companies that focus on jewellery insurance know all about the rollercoaster of emotions that someone goes through when they lose a treasurable item. Often, these policies are tailor-made to help make things better when something goes wrong, offering you a support system that doesn’t leave you empty handed.
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
