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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

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Why Can Engagement Ring Cleaning Be Dangerous?

Q Report Team

Updated on March 17, 2025
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For many of us, jewellery is our most valuable possession — not just in terms of its sentimental value, but often its financial value.

Whether your engagement ring is an heirloom that’s been passed down through generations in your family or a designer ring that cost three months (or more) of your salary, loss or damage isn’t something you want to be faced with.

Here are some useful tips on engagement ring cleaning to help you get the most out of your jewellery and ensure it stays lustrous and beautiful for years to come.

General Tips

Let’s start with some general advice and then we will get to the potential problems.

  • Always keep your jewellery in a clean, dry place — preferably in a fabric-lined jewellery case with compartments and dividers, this stops the scratching of metal against metal and the same with stones.
  • Keep each item of jewellery in a separate container, or wrap them in tissue paper. Jumbling pieces together can result in scratches and other types of damage.
  • Make sure not to leave your jewellery on the rim of the sink or basin when washing your hands to prevent it falling down the drain. You could also lose a small stone due to impact on the basin.
  • Ask your jeweller to assess your jewellery at least once a year for signs of wear and tear, like loose prongs or worn mountings
  • Have your jewellery cleaned by a professional every six months

In addition to the points above, some jewellery requires specific care.

Diamonds

  • Make sure to take off diamond jewellery, particularly rings, when doing physically intensive work. Diamonds might be the hardest natural substance, but remember everything has a weak spot. Diamonds such as princess cuts are particularly susceptible to the corners being chipped.
  • Keep your diamonds clear of chlorine bleach or other household chemicals — chlorine can stain or damage the mounting on your jewellery.
  • Only clean your diamonds with a commercial jewellery cleaner, a mix of ammonia and water, or a mild detergent. Dip the jewellery into the cleaner and use a soft brush to clear any dirt or dust without scratching it.

Tips and tricks for engagement ring cleaning.

Gold

  • Ask your jeweller to recommend an engagement ring cleaning product and use a chamois to keep your gold jewellery lustrous. A soft chamois with a jewellery polisher compound can do miracles to a gold ring or bracelet with a gentle rub.
  • Remove grease and oils from jewellery by dipping them in a bowl of methylated spirits. You can soak the jewellery for 10-15 minutes, this helps dissolve the oil and hand creams. You can then use an old toothbrush to help brush off or dislodge the dirt. Follow this with boiling hot water (watch your fingers). We suggest transferring the rings to another bowl, add the hot water, and even do this a few times, then rinse off with cold water.

Sterling Silver

  • Clean silver jewellery with soapy water — allow it to bead up, then pat it dry with a soft cloth. If that isn’t doing the trick, ask your jeweller about an appropriate jewellery cleaner to remove more stubborn dirt.
  • Silver is highly susceptible to scratching, so make sure you store each piece in a cool, dry place, preferably in a tarnish-preventing bag.
  • Only ever use a polishing cloth or a fine piece of felt to clean your silver jewellery — tissue paper and paper towel are made up of tiny fibres that can cause scratches.
  • Remove tarnish from silver jewellery with a very easy magic trick. Put a plug in the sink, then fill the sink with hot water and add some soap. Place a piece of aluminium foil in the bottom. Drop your silver jewellery in and watch the oxidation disappear like magic as it’s a chemical reaction to the aluminium. Then just remove and rinse off in plain water.

Here’s a summary of the most important do’s and don’ts for engagement ring cleaning:

Hairspray and spray perfume can destroy certain gemstones, especially opals and pearls. Both are porous, meaning they will easily absorb this chemical and will lose their colour and lustre.

Using a pin or a sharp object to get the dirt from behind the stone can sometimes force a stone to move which could lead to it being dislodged and lost if it suffered a hit.

We have heard the stories of stones being swapped when jewellery was taken to jewellers. This is probably the most unlikely thing to happen, and if you felt uncomfortable with a jeweller, don't leave your jewellery with them. It is highly unlikely any reputable jeweller would ever risk their reputation, but if you wanted to be extra careful with a very valuable item, you could ask the jeweller to do two things with you before you leave it with them.

The first is if they can look at the stone with an eyeglass and see if there are any unique marks in the stone or on its surface. It could even be a scratch only visible under an eyeglass. Showing you this mark means that when you pick it up the jewellery he or she can point it out to you again on collection, so you know it's your stone. The second thing is if you have a diamond certificate that you got with the original ring , bring it with you to the jeweller and ask them to copy down on your receipt the specifications of the diamond as per the certificate so there is no “gray area”  as to what you dropped off to be cleaned.

engagement ring on hand

Sometimes people want to clean their chains and buff them with a cloth. The danger here is that the links in the chain can be put under extreme strain as you may not realise how much pressure you are applying to the chain, due to lack of experience, which could lead to a chain or bracelet snapping, or severely weakening the item. A slight tug from a caught piece of clothing and you lose it without even knowing it's fallen on the floor.

DO read the labels on engagement ring cleaning chemicals and other supplies – what is safe for one kind of jewellery may still damage another.

DO use warm water, mild dishwashing soap, and a soft-bristled brush and cloth. Soak your ring in water with a little mild liquid soap, then gently brush above and below the gemstones. Dab it dry with the soft cloth.

DO insure your jewellery with Q Report Jewellery Insurance to ensure peace of mind — you’ll be protected if any of the worst case scenarios above occur!

If you’re looking for a way to keep your jewellery safe, Q Report’s comprehensive, tailored jewellery insurance might be right for you. Find out more here.

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
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Jewellery Insurance

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play-audio
Listen to article
/

 

For many of us, jewellery is our most valuable possession — not just in terms of its sentimental value, but often its financial value.

Whether your engagement ring is an heirloom that’s been passed down through generations in your family or a designer ring that cost three months (or more) of your salary, loss or damage isn’t something you want to be faced with.

Here are some useful tips on engagement ring cleaning to help you get the most out of your jewellery and ensure it stays lustrous and beautiful for years to come.

General Tips

Let’s start with some general advice and then we will get to the potential problems.

  • Always keep your jewellery in a clean, dry place — preferably in a fabric-lined jewellery case with compartments and dividers, this stops the scratching of metal against metal and the same with stones.
  • Keep each item of jewellery in a separate container, or wrap them in tissue paper. Jumbling pieces together can result in scratches and other types of damage.
  • Make sure not to leave your jewellery on the rim of the sink or basin when washing your hands to prevent it falling down the drain. You could also lose a small stone due to impact on the basin.
  • Ask your jeweller to assess your jewellery at least once a year for signs of wear and tear, like loose prongs or worn mountings
  • Have your jewellery cleaned by a professional every six months

In addition to the points above, some jewellery requires specific care.

Diamonds

  • Make sure to take off diamond jewellery, particularly rings, when doing physically intensive work. Diamonds might be the hardest natural substance, but remember everything has a weak spot. Diamonds such as princess cuts are particularly susceptible to the corners being chipped.
  • Keep your diamonds clear of chlorine bleach or other household chemicals — chlorine can stain or damage the mounting on your jewellery.
  • Only clean your diamonds with a commercial jewellery cleaner, a mix of ammonia and water, or a mild detergent. Dip the jewellery into the cleaner and use a soft brush to clear any dirt or dust without scratching it.

Tips and tricks for engagement ring cleaning.

Gold

  • Ask your jeweller to recommend an engagement ring cleaning product and use a chamois to keep your gold jewellery lustrous. A soft chamois with a jewellery polisher compound can do miracles to a gold ring or bracelet with a gentle rub.
  • Remove grease and oils from jewellery by dipping them in a bowl of methylated spirits. You can soak the jewellery for 10-15 minutes, this helps dissolve the oil and hand creams. You can then use an old toothbrush to help brush off or dislodge the dirt. Follow this with boiling hot water (watch your fingers). We suggest transferring the rings to another bowl, add the hot water, and even do this a few times, then rinse off with cold water.

Sterling Silver

  • Clean silver jewellery with soapy water — allow it to bead up, then pat it dry with a soft cloth. If that isn’t doing the trick, ask your jeweller about an appropriate jewellery cleaner to remove more stubborn dirt.
  • Silver is highly susceptible to scratching, so make sure you store each piece in a cool, dry place, preferably in a tarnish-preventing bag.
  • Only ever use a polishing cloth or a fine piece of felt to clean your silver jewellery — tissue paper and paper towel are made up of tiny fibres that can cause scratches.
  • Remove tarnish from silver jewellery with a very easy magic trick. Put a plug in the sink, then fill the sink with hot water and add some soap. Place a piece of aluminium foil in the bottom. Drop your silver jewellery in and watch the oxidation disappear like magic as it’s a chemical reaction to the aluminium. Then just remove and rinse off in plain water.

Here’s a summary of the most important do’s and don’ts for engagement ring cleaning:

Hairspray and spray perfume can destroy certain gemstones, especially opals and pearls. Both are porous, meaning they will easily absorb this chemical and will lose their colour and lustre.

Using a pin or a sharp object to get the dirt from behind the stone can sometimes force a stone to move which could lead to it being dislodged and lost if it suffered a hit.

We have heard the stories of stones being swapped when jewellery was taken to jewellers. This is probably the most unlikely thing to happen, and if you felt uncomfortable with a jeweller, don't leave your jewellery with them. It is highly unlikely any reputable jeweller would ever risk their reputation, but if you wanted to be extra careful with a very valuable item, you could ask the jeweller to do two things with you before you leave it with them.

The first is if they can look at the stone with an eyeglass and see if there are any unique marks in the stone or on its surface. It could even be a scratch only visible under an eyeglass. Showing you this mark means that when you pick it up the jewellery he or she can point it out to you again on collection, so you know it's your stone. The second thing is if you have a diamond certificate that you got with the original ring , bring it with you to the jeweller and ask them to copy down on your receipt the specifications of the diamond as per the certificate so there is no “gray area”  as to what you dropped off to be cleaned.

engagement ring on hand

Sometimes people want to clean their chains and buff them with a cloth. The danger here is that the links in the chain can be put under extreme strain as you may not realise how much pressure you are applying to the chain, due to lack of experience, which could lead to a chain or bracelet snapping, or severely weakening the item. A slight tug from a caught piece of clothing and you lose it without even knowing it's fallen on the floor.

DO read the labels on engagement ring cleaning chemicals and other supplies – what is safe for one kind of jewellery may still damage another.

DO use warm water, mild dishwashing soap, and a soft-bristled brush and cloth. Soak your ring in water with a little mild liquid soap, then gently brush above and below the gemstones. Dab it dry with the soft cloth.

DO insure your jewellery with Q Report Jewellery Insurance to ensure peace of mind — you’ll be protected if any of the worst case scenarios above occur!

If you’re looking for a way to keep your jewellery safe, Q Report’s comprehensive, tailored jewellery insurance might be right for you. Find out more here.

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
0%

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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