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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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Why only having travel insurance doesn't cut it for your honeymoon

Q Report Team

Updated on March 18, 2025
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QReport protects the things that you love with jewellery insurance

 

Popping the question and getting married is such a special moment in one’s life. You spend so much time picking out this symbol of love and commitment and making sure it’s the perfect fit – so it would be devastating if it were to get lost, stolen, or damaged. And if you’re going on a honeymoon, you’re more focused on booking hotels, planning your itinerary, and packing your luggage. The thought of ‘protecting your ring’ could easily slip your mind when you’re staring into each other's eyes, drinking cocktails on an exotic island. Spending money on insurance isn’t an exciting part of planning a trip, but it is essential.

Why you’re not fully covered by travel insurance


Taking out travel insurance is essential to cover yourself against many travel risks – like lost or stolen luggage, delayed or cancelled flights, and unexpected medical costs abroad. Travellers are often warned not to travel with valuable and irreplaceable items. And if you do, make sure you take extra precaution with them—keep them in a safe or on your person at all times to keep them from being lost or stolen. As great as travel insurance is, it doesn’t cover valuable items like jewellery. There are some limitations to understand when it comes to travel insurance and jewellery cover. Firstly, you won’t be covered for the full amount. There’s a maximum limit for special items and it’s usually quite inadequate. It’s important to understand how much you’re covered for and under which circumstances you will be reimbursed should anything happen to your belongings.

Many travel insurance policies won’t pay out on:

  • Damage, loss, theft of valuable items unless they are with you at the time or in a secure location in the hotel.
  • Stolen goods without a report from the local police
  • Stolen baggage from unattended cars or valuables left out of sight in public places
  • Items without the original proof of purchase

Choose a policy that fully protects your jewellery

People usually have a significant emotional attachment to jewellery, that’s why it’s important to make sure these precious items are covered should anything bad happen. This is why you need specialised jewellery insurance cover.  


Q Report’s Jewellery Insurance gives you coverage for up to 125% of your insured value since the price of jewellery fluctuates with the cost of precious metal and stones as well as currency rate fluctuations. You’re also able to return to your preferred or original jeweller for replacement or repair, you get comprehensive cover no matter where you are in the world, we charge a fixed excess of $100, and we revalue your jewellery every 12 months – free of charge! Call us today on 1300 882 018 to learn more about Q Report Jewellery Insurance.

 

Worldwide Coverage

 

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

QReport protects the things that you love with jewellery insurance

 

Popping the question and getting married is such a special moment in one’s life. You spend so much time picking out this symbol of love and commitment and making sure it’s the perfect fit – so it would be devastating if it were to get lost, stolen, or damaged. And if you’re going on a honeymoon, you’re more focused on booking hotels, planning your itinerary, and packing your luggage. The thought of ‘protecting your ring’ could easily slip your mind when you’re staring into each other's eyes, drinking cocktails on an exotic island. Spending money on insurance isn’t an exciting part of planning a trip, but it is essential.

Why you’re not fully covered by travel insurance


Taking out travel insurance is essential to cover yourself against many travel risks – like lost or stolen luggage, delayed or cancelled flights, and unexpected medical costs abroad. Travellers are often warned not to travel with valuable and irreplaceable items. And if you do, make sure you take extra precaution with them—keep them in a safe or on your person at all times to keep them from being lost or stolen. As great as travel insurance is, it doesn’t cover valuable items like jewellery. There are some limitations to understand when it comes to travel insurance and jewellery cover. Firstly, you won’t be covered for the full amount. There’s a maximum limit for special items and it’s usually quite inadequate. It’s important to understand how much you’re covered for and under which circumstances you will be reimbursed should anything happen to your belongings.

Many travel insurance policies won’t pay out on:

  • Damage, loss, theft of valuable items unless they are with you at the time or in a secure location in the hotel.
  • Stolen goods without a report from the local police
  • Stolen baggage from unattended cars or valuables left out of sight in public places
  • Items without the original proof of purchase

Choose a policy that fully protects your jewellery

People usually have a significant emotional attachment to jewellery, that’s why it’s important to make sure these precious items are covered should anything bad happen. This is why you need specialised jewellery insurance cover.  


Q Report’s Jewellery Insurance gives you coverage for up to 125% of your insured value since the price of jewellery fluctuates with the cost of precious metal and stones as well as currency rate fluctuations. You’re also able to return to your preferred or original jeweller for replacement or repair, you get comprehensive cover no matter where you are in the world, we charge a fixed excess of $100, and we revalue your jewellery every 12 months – free of charge! Call us today on 1300 882 018 to learn more about Q Report Jewellery Insurance.

 

Worldwide Coverage

 

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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