<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1" alt="facebook">
Skip to content

Resources

Q Report Resources

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

Get Your Quote

Common Ways Diamond Rings Can Be Damaged

Q Report Team

Updated on March 12, 2025
Related Posts
Featured Posts
form-profile
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

A diamond is the hardest gemstone in existence. Yet, it can get damaged if handled poorly. 

In this blog post, you'll learn the common ways your diamond can get damaged, and how you can work to protect your ring. 

Ready? Let's dive in!

 

Diamonds: A Brief Background

We all know diamonds are hard, but what 'exactly' makes them hard? 

Diamonds are made from pure carbon, and their atomic bonding gives them this extreme hardness. On the Mohs hardness scale, a diamond scores 10 on a scale of 1-10.

However, hardness tells us nothing about toughness (a substance's tendency to break). And when it comes to toughness, diamonds are pretty low in that category. They also tend to break easily along cleavage planes, unlike other gemstones like rubies or sapphires.

With all these in mind, let's identify some common ways of damage.

 

7 Ways Your Diamond Ring Can Be Damaged

Diamond means "unbreakable" in ancient Greek, but your diamond can still break. Here are some common kinds of damage and how to avoid them.

Diamond ring & wedding bandPhoto by Leah Kelley

1. Inherent Flaws

The number one reason a diamond becomes damaged is the presence of an intrinsic flaw (natural inclusion) in it. While this is part of its unique fingerprint, it makes the diamond vulnerable to cracks and reduces its value.

Diamonds with inclusions experience more wear over time because nothing prevents them from being polished away by friction against other surfaces.

2. Setting Accidents

Diamonds can easily sustain damage during setting. This is due to the pressure applied when fixing the stone to the ring band. 

Cracking or chipping may occur on fancy shapes like marquise, pear or heart-shaped stones, more so than others. Plus, a diamond with an existing imperfection, like a cavity, is more likely to be damaged during setting.

3. Cleaning with Harsh Chemicals

If you don't exert enough care and patience while cleaning your diamond, you'll damage it. 

Diamonds are exceptionally delicate, and thus, they require the utmost care. Harsh chemicals like acetone, chlorine, bleach and other abrasive substances like baking powder and toothpaste will damage your diamond beyond repair. 

4. Contact with Other Diamonds

The easiest way to damage your diamond is by placing it close to other diamonds. 

Whenever a diamond comes in contact with another diamond, they can scratch each other. So, if you've got a sizeable amount of diamonds in your jewellery collection, don't put them in the same box. Place each diamond in a separate box or a soft fabric bag.

5. Frequent Contact with Saltwater

Constant saltwater exposure harms your diamond. 

Why? The salt can erode and blemish your diamond—which weakens and causes the diamond to break after prolonged exposure.

fully diamond covered ring

6. Filing Mishaps

Filing is one of the most dangerous things you can do to your gemstone— especially if not done correctly. The polishing and recutting processes can also damage a diamond.

7. Daily Wear and Tear

Although diamonds are forever, they don't always last forever.

Wear and tear is not uncommon for those who wear their rings every day. A gradual way of damaging your diamond ring is by wearing it while washing dishes and clothes or touching harsh surfaces like hard walls and racquets. 

These activities create friction, especially when the diamonds are set close together (i.e., settings). This damage can occur all at once or build up together and damage your ring over time.

 

How to Spot Damage on Your Diamond Ring

It can be scary when something happens to the ring that symbolises your love and commitment. And oftentimes, you may not know where to turn for help. This section will discuss how to spot damage on your engagement ring and get it repaired if necessary. 

Hold the ring close to your ear and tap it with your finger. If you hear a rattling noise, this is a sure sign that something is loose and should be repaired.

  • If your diamond ring has a loose stone, contact a professional jeweller. They will tighten the stone and ensure it is secure. If the stone is loose because of a cracked setting, they may also replace the setting.

jeweller looking at gemPhoto by Nestor Cortez: 

  • If your engagement ring has a cracked stone and the damage is extensive, you may need to take the ring to a qualified diamond cutter or diamond setting specialist.

  • Do a visual check for cracks or chips in your diamond. If anything appears different from when you bought it, consult your jeweller. If you still have the paperwork from when you purchased the diamond, compare your ring to the picture on the paperwork.

  • Take note if it becomes repeatedly snagged. If your diamond continues to catch on your clothes, there’s a possibility that the claw isn't performing as designed. You may need to have the setting fixed or even redesigned.

If you notice any damage to your diamond ring, don’t try to fix it yourself. Repairing your diamond ring without the proper knowledge or tools could cause more damage than good. 

 

How to Prevent Your Diamond Ring From Damage

Diamond rings are a beautiful symbol of love and commitment. They can last for generations when properly taken care of. Here are five ways to protect your diamond ring from damage:

1. Store it in a jewellery box or pouch:

Storing your diamond ring in a separate jewellery box or pouch will protect it from being scratched or chipped. It will also prevent the diamond from getting tangled with other jewellery pieces.

woman trying on engagement ringPhoto by W W from Pexels: 

2. Keep it clean: 

Regular cleaning of your diamond ring will keep it sparkling and new. Use a soft, lint-free cloth to wipe the diamond and setting gently. 

diamond engagement ring on cloth

You can also use an old soft toothbrush, warm water and gentle detergent to clean your ring. Gently brush the diamond to remove any dirt that gets caught under the claws, then thoroughly rinse it with fresh, clear water. Dry your ring with a soft cloth to restore its gorgeous shine.

3. Take it off before doing physical activities: 

While you may want to wear your diamond ring as often as possible, some activities are a little too risky for its safety. This includes:

  • Laundry
  • Swimming
  • Gardening
  • Impact sports
  • Rock climbing
  • Moving furniture
  • Working with power tools
  • Snorkelling and scuba diving
  • Cleaning with harsh chemicals

4. Avoid wearing it in extreme weather conditions:  

Extreme temperatures can cause the metal in your diamond ring to warp or crack. Avoid wearing your ring in very hot or very cold conditions.

5. Keep it away from magnets: 

Magnets can damage the metal in your diamond ring and cause it to lose shape and sparkle. Avoid storing your ring near magnets or other strong magnetic fields.

6. Get professional inspection regularly:

One of the best ways to keep your diamond ring in pristine condition is to get it professionally inspected regularly. Jewellers have the expertise and tools necessary to properly assess the condition of your ring and identify any potential problems. 

If they do find any damage, they can easily repair it.

Above all else, remember that taking care of your diamond ring is the best way to keep it looking beautiful for years to come. Regular cleaning and inspections will go a long way toward keeping it in excellent condition.

 

Conclusion: Always Protect Your Ring With Specialised Jewellery Insurance

Diamond rings are sentimental and can be pretty expensive to replace. That's why it's crucial to have specialised jewellery insurance to protect your ring from loss, theft, or damage.

Q Report offers a comprehensive insurance policy, so you can wear your jewellery with complete peace of mind, knowing your ring is safe and sound no matter what happens.

We offer a range of features that gives your ring the utmost protection and backup it needs, including:. Some of them include:

  • Loss coverage
  • Theft coverage
  • No-impact claims
  • Damage coverage
  • Annual revaluation
  • Agreed value policy
  • Worldwide coverage
  • Additional 50% cover
  • National Disaster coverage
  • Mysterious disappearance coverage

… and much more.

Ready to give your diamond ring the best protection it deserves? Then get an instant quote or contact us to get started.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
avatar_light
Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

A diamond is the hardest gemstone in existence. Yet, it can get damaged if handled poorly. 

In this blog post, you'll learn the common ways your diamond can get damaged, and how you can work to protect your ring. 

Ready? Let's dive in!

 

Diamonds: A Brief Background

We all know diamonds are hard, but what 'exactly' makes them hard? 

Diamonds are made from pure carbon, and their atomic bonding gives them this extreme hardness. On the Mohs hardness scale, a diamond scores 10 on a scale of 1-10.

However, hardness tells us nothing about toughness (a substance's tendency to break). And when it comes to toughness, diamonds are pretty low in that category. They also tend to break easily along cleavage planes, unlike other gemstones like rubies or sapphires.

With all these in mind, let's identify some common ways of damage.

 

7 Ways Your Diamond Ring Can Be Damaged

Diamond means "unbreakable" in ancient Greek, but your diamond can still break. Here are some common kinds of damage and how to avoid them.

Diamond ring & wedding bandPhoto by Leah Kelley

1. Inherent Flaws

The number one reason a diamond becomes damaged is the presence of an intrinsic flaw (natural inclusion) in it. While this is part of its unique fingerprint, it makes the diamond vulnerable to cracks and reduces its value.

Diamonds with inclusions experience more wear over time because nothing prevents them from being polished away by friction against other surfaces.

2. Setting Accidents

Diamonds can easily sustain damage during setting. This is due to the pressure applied when fixing the stone to the ring band. 

Cracking or chipping may occur on fancy shapes like marquise, pear or heart-shaped stones, more so than others. Plus, a diamond with an existing imperfection, like a cavity, is more likely to be damaged during setting.

3. Cleaning with Harsh Chemicals

If you don't exert enough care and patience while cleaning your diamond, you'll damage it. 

Diamonds are exceptionally delicate, and thus, they require the utmost care. Harsh chemicals like acetone, chlorine, bleach and other abrasive substances like baking powder and toothpaste will damage your diamond beyond repair. 

4. Contact with Other Diamonds

The easiest way to damage your diamond is by placing it close to other diamonds. 

Whenever a diamond comes in contact with another diamond, they can scratch each other. So, if you've got a sizeable amount of diamonds in your jewellery collection, don't put them in the same box. Place each diamond in a separate box or a soft fabric bag.

5. Frequent Contact with Saltwater

Constant saltwater exposure harms your diamond. 

Why? The salt can erode and blemish your diamond—which weakens and causes the diamond to break after prolonged exposure.

fully diamond covered ring

6. Filing Mishaps

Filing is one of the most dangerous things you can do to your gemstone— especially if not done correctly. The polishing and recutting processes can also damage a diamond.

7. Daily Wear and Tear

Although diamonds are forever, they don't always last forever.

Wear and tear is not uncommon for those who wear their rings every day. A gradual way of damaging your diamond ring is by wearing it while washing dishes and clothes or touching harsh surfaces like hard walls and racquets. 

These activities create friction, especially when the diamonds are set close together (i.e., settings). This damage can occur all at once or build up together and damage your ring over time.

 

How to Spot Damage on Your Diamond Ring

It can be scary when something happens to the ring that symbolises your love and commitment. And oftentimes, you may not know where to turn for help. This section will discuss how to spot damage on your engagement ring and get it repaired if necessary. 

Hold the ring close to your ear and tap it with your finger. If you hear a rattling noise, this is a sure sign that something is loose and should be repaired.

  • If your diamond ring has a loose stone, contact a professional jeweller. They will tighten the stone and ensure it is secure. If the stone is loose because of a cracked setting, they may also replace the setting.

jeweller looking at gemPhoto by Nestor Cortez: 

  • If your engagement ring has a cracked stone and the damage is extensive, you may need to take the ring to a qualified diamond cutter or diamond setting specialist.

  • Do a visual check for cracks or chips in your diamond. If anything appears different from when you bought it, consult your jeweller. If you still have the paperwork from when you purchased the diamond, compare your ring to the picture on the paperwork.

  • Take note if it becomes repeatedly snagged. If your diamond continues to catch on your clothes, there’s a possibility that the claw isn't performing as designed. You may need to have the setting fixed or even redesigned.

If you notice any damage to your diamond ring, don’t try to fix it yourself. Repairing your diamond ring without the proper knowledge or tools could cause more damage than good. 

 

How to Prevent Your Diamond Ring From Damage

Diamond rings are a beautiful symbol of love and commitment. They can last for generations when properly taken care of. Here are five ways to protect your diamond ring from damage:

1. Store it in a jewellery box or pouch:

Storing your diamond ring in a separate jewellery box or pouch will protect it from being scratched or chipped. It will also prevent the diamond from getting tangled with other jewellery pieces.

woman trying on engagement ringPhoto by W W from Pexels: 

2. Keep it clean: 

Regular cleaning of your diamond ring will keep it sparkling and new. Use a soft, lint-free cloth to wipe the diamond and setting gently. 

diamond engagement ring on cloth

You can also use an old soft toothbrush, warm water and gentle detergent to clean your ring. Gently brush the diamond to remove any dirt that gets caught under the claws, then thoroughly rinse it with fresh, clear water. Dry your ring with a soft cloth to restore its gorgeous shine.

3. Take it off before doing physical activities: 

While you may want to wear your diamond ring as often as possible, some activities are a little too risky for its safety. This includes:

  • Laundry
  • Swimming
  • Gardening
  • Impact sports
  • Rock climbing
  • Moving furniture
  • Working with power tools
  • Snorkelling and scuba diving
  • Cleaning with harsh chemicals

4. Avoid wearing it in extreme weather conditions:  

Extreme temperatures can cause the metal in your diamond ring to warp or crack. Avoid wearing your ring in very hot or very cold conditions.

5. Keep it away from magnets: 

Magnets can damage the metal in your diamond ring and cause it to lose shape and sparkle. Avoid storing your ring near magnets or other strong magnetic fields.

6. Get professional inspection regularly:

One of the best ways to keep your diamond ring in pristine condition is to get it professionally inspected regularly. Jewellers have the expertise and tools necessary to properly assess the condition of your ring and identify any potential problems. 

If they do find any damage, they can easily repair it.

Above all else, remember that taking care of your diamond ring is the best way to keep it looking beautiful for years to come. Regular cleaning and inspections will go a long way toward keeping it in excellent condition.

 

Conclusion: Always Protect Your Ring With Specialised Jewellery Insurance

Diamond rings are sentimental and can be pretty expensive to replace. That's why it's crucial to have specialised jewellery insurance to protect your ring from loss, theft, or damage.

Q Report offers a comprehensive insurance policy, so you can wear your jewellery with complete peace of mind, knowing your ring is safe and sound no matter what happens.

We offer a range of features that gives your ring the utmost protection and backup it needs, including:. Some of them include:

  • Loss coverage
  • Theft coverage
  • No-impact claims
  • Damage coverage
  • Annual revaluation
  • Agreed value policy
  • Worldwide coverage
  • Additional 50% cover
  • National Disaster coverage
  • Mysterious disappearance coverage

… and much more.

Ready to give your diamond ring the best protection it deserves? Then get an instant quote or contact us to get started.

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in

Sapphire

Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum voluptate velit esse.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet. Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
0%

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

More Articles