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Q Report Resources

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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What Does Our Luxury Watch Insurance Include?

See All Benefits

Please note that the Q Report policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the Policy and PDS. for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.

How Much Could Watch Insurance Cost?

See example costs to help you understand the price of insuring your watch. The costs below are estimated premiums for similar items based on the values shown and should be used as a general guide only. To get a cost estimate for insuring your watch, please request a quote.

Omega Seamaster

$37/mth

Item Valued at $9,850

omega_seamaster
Audemars Piguet Royal Oak

$391/mth

Item Valued at $151,720

audemars_piguet_royal_oak
Breitling Navitimer

$45/mth

Item Valued at $13,290

breitling_navitimer
Cartier Ballon Bleu de Cartier

$41/mth

Item Valued at $11,800

cartier_ballon_bleu_de_cartier
IWC Big Pilot

$63/mth

Item Valued at $20,300

iwc_big_pilot
Patek Philippe Nautilus

$237/mth

Item Valued at $90,000

patek_philippe_nautilus
Rolex Day Date

$224/mth

Item Valued at $85,070

rolex_day_date
Rolex Daytona

$152/mth

Item Valued at $56,150

rolex_daytona
Rolex GMT

$84/mth

Item Valued at $28,690

rolex_gmt
Rolex Submariner

$69/mth

Item Valued at $23,000

rolex_submariner
Tag Heuer Carrera

$36/mth

Item Valued at $9,550

tag_heuer_carrera
Tudor Black Bay

$27/mth

Item Valued at $5,910

tudor_black_bay
Omega Seamaster

$271/yr

Item Valued at $9,850

omega_seamaster
Audemars Piguet Royal Oak

$4173/yr

Item Valued at $151,720

audemars_piguet_royal_oak
Breitling Navitimer

$366/yr

Item Valued at $13,290

breitling_navitimer
Cartier Ballon Bleu de Cartier

$325/yr

Item Valued at $11,800

cartier_ballon_bleu_de_cartier
IWC Big Pilot

$559/yr

Item Valued at $20,300

iwc_big_pilot
Patek Philippe Nautilus

$2475/yr

Item Valued at $90,000

patek_philippe_nautilus
Rolex Day Date

$2340/yr

Item Valued at $85,070

rolex_day_date
Rolex Daytona

$1545/yr

Item Valued at $56,150

rolex_daytona
Rolex GMT

$789/yr

Item Valued at $28,690

rolex_gmt
Rolex Submariner

$633/yr

Item Valued at $23,000

rolex_submariner
Tag Heuer Carrera

$263/yr

Item Valued at $9,550

tag_heuer_carrera
Tudor Black Bay

$163/yr

Item Valued at $5,910

tudor_black_bay
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Is Insuring Your
Luxury Watch Worth It?

You know that your luxury watch deserves to be covered, but is standalone watch insurance worth it? 

Many people assume that their home and contents insurance provides adequate coverage for high-value watches. Unfortunately, when a luxury watch is lost, stolen, or damaged and they need to make a claim, they may learn that their home insurance falls short. 

You should read your policy carefully and consult your home and contents provider to ensure you are adequately covered. 


Q Report's policy is designed to give your watch comprehensive coverage against life's uncertainties. And if disaster strikes, you can be confident that Q Report provides specialised cover for your watch.

Google-rating
how_to_get_covered

How to Get Covered

1

Enter Your Details – Provide your name, email, and phone number.

2

Submit Your Documents – Upload your jewellery receipt and a photo of the piece.

3

Receive Your Quote – We’ll review your details and, if approved, send a formal quote with a payment link.

2,000+ 5-Star Reviews
Speak for Themselves

Would 100% Recommend

Jennie was super efficient and made the whole process seamless. It took me about 5 minutes to arrange the insurance for my engagement ring. Would 100% recommend.

Would 100% Recommend
star

Kathleen Tilnak

Google Review

Verify Easy Process

Verify easy process to get my ring insured and friendly staff to help. It was all sorted in less than an hour which was great. Very happy and would definitely recommend Q report insurance in future

Verify Easy Process
star

Christine Sonsearay

Google Review

Insurance with
Heartfelt Substance

Quality Customer Service. The Claims Manager Susan, was fantastic to work with. Q Report made a very stressful situation easier with their approach in handling my claim. I've been able to go back to my original jeweller to have my jewellery replaced. Thank you to Q report, for committing to their customers and offering Insurance with heartfelt substance.

Insurance with <br> Heartfelt Substance
star

Ann-Marie Cee

Google Review

Incredibly Efficient and Helpful

The Q Report Jewellery Insurance was incredibly efficient and helpful. Its straightforward process allowed me to easily insure my valuable jewellery, offering peace of mind with comprehensive coverage. Overall, the service delivered fast, reliable protection and excellent support, enhancing customer confidence and satisfaction.

Incredibly Efficient and Helpful
star

Riannon Fox

Google Review

I Would Recommend <br>
Q Report to Anyone
2,000+ 5-Star
Google Reviews
star-image
Very Wonderful Experience

Very wonderful experience with Q Report. I called to enquire about cover for my engagement ring and Lee was so helpful during the call. He was lovely, knowledgeable and assisted me in getting cover within a few hours. Impressed with the customer service and fast turn around!

Very Wonderful Experience
star

Jeanne Nicole

Google Review

Definitely Recommend

Just insured my new Rolex watch and Jennie was super helpful. The entire process was easy and hassle free. Definitely recommend.

Definitely Recommend
star

Jay Porter

Google Review

Great to Deal With

Went with Q Report for insuring my engagement ring after doing some research on different insurance options. I called my jeweller and they too also recommended Q Report as being the best insurer for jewellery. The setup process was so quick and easy! A big thank you to Lee for his assistance with this process, he was great to deal with and very responsive.

Great to Deal With
star

Lauren Nicole

Google Review

They Were Amazing

They were amazing in particular Susan!! Everything was clearly stated with the claim completed quickly without any concern. Would highly recommend and will be using again in the future!

They Were Amazing
star

Alex Shoveller

Google Review

Helpful Resources

Secrets to Mastering the Art of Vintage Watch Collection
Learn More
The Fascinating Craftsmanship Behind Luxury Watches
Learn More
The Surprising Hidden Features of Luxury Watches
Learn More

FAQs

Learn more about how Q Report works.
Our FAQs cover everything from getting a quote to making a claim, so you can feel confident in your choice

What will Q Report cover my luxury watch for?

A Q Report policy provides cover for loss and damage to your watch. If your watch is lost, stolen or damaged, with Q Report you can make a claim to have your watch replaced or repaired. We also cover mysterious disappearance and loss or damage caused as a result of a natural disaster.

Do I need watch insurance if I have home and contents insurance?

Every insurance policy is different, as is each person’s circumstances. So, we cannot comment on your home contents insurance policy. But we would suggest that you call your insurer and/or read the fine print to find out answers to the following essential questions:

  1. Is my luxury watch covered when I wear it outside of the house?
  2. What if I travel with my luxury watch (interstate or overseas)? Will it be covered? For how long and are there any other restrictions?
  3. If I lose my luxury watch and need to make a claim, will the full insured value be covered? Or is it up to the insured value?
  4. In the event of a claim, will I be able to choose the watch boutique to repair or replace my luxury watch or will I have to go to the boutique you choose?
  5. What happens if the value of my luxury watch changes? Do I have to get it revalued every year and send you an updated revaluation?

If you are not satisfied with your home contents insurer’s response to these questions, give us a call so you can ask us these questions. Ensure your chosen policy suits your individual needs and situation.

How do I insure my Rolex?

Whether it’s a Rolex, Omega, Patek Philippe or any other type of luxury watch, insuring it with Q Report is easy.

Q Report's Watch Insurance works by following the below steps:

  1. Submit a quote, and a member of our team will contact you.

  2. After payment, you are covered for the benefits of a Q Report policy, such as an additional up to 50% cover and complimentary annual revaluation. Please consider the PDS and Policy Wording for detailed information about the benefits, terms, conditions and exclusions of the policy.

  3. If you then need to make a claim in the future, please feel free to contact us. Your dedicated in-house claims consultant will walk you through the process.

We aim to make every step easy and transparent, and we are always happy to answer any questions you may have.

How much does watch insurance cost?

The price of your Luxury Watch Insurance will depend on the insured value of your watch. Get an indicative quote for your policy today.

Can my policy be automatically renewed every year?

Yes. To reduce the risk of your watch becoming uninsured, you can choose to automatically renew your Q Report policy when your cover ends. 

Don’t worry, you’ll still receive a notice 28 days before the end of your policy period so you can stay in control.

If you haven't already opted in to have your policy automatically renewed, please call 02 9234 0580 or email info@qreport.com.au and we'll arrange this for you. 

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